Exhibit 99.2

                          ANNUAL SERVICER'S CERTIFICATE

                         CHASE MANHATTAN BANK USA, N.A.


- --------------------------------------------------------------------------------

                     Chase Manhattan Auto Owner Trust 2001-B

- --------------------------------------------------------------------------------


         The undersigned, a duly authorized representative of Chase Manhattan
Bank USA, N.A. ("Chase USA"), as Servicer pursuant to the Sale and Servicing
Agreement dated as of November 1, 2001 (the "Sale and Servicing Agreement") by
and between Chase USA and Chase Manhattan Auto Owner Trust 2001-B, as issuer
(the "Issuer"), does hereby certify that:

         1.   A review of the activities of the Servicer during the period from
              January 1, 2003 until December 31, 2003 was conducted under my
              supervision.

         2.   Based on such review, the Servicer has, to the best of my
              knowledge, fully performed in all material respects all its
              obligations, under the Sale and Servicing Agreement throughout
              such period and no material default in the performance of such
              obligations has occurred or is continuing except as set forth in
              paragraph 3 below.

         3.   None.

         IN WITNESS WHEREOF, the undersigned has duly executed this certificate
this 25th day of March 2004.



                                           /s/ Richard J. Naeder
                                           ----------------------
                                           Richard J. Naeder
                                           Authorized Signatory