Exhibit 99.2



                          ANNUAL SERVICER'S CERTIFICATE

                         CHASE MANHATTAN BANK USA, N.A.


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                     Chase Manhattan Auto Owner Trust 2000-A

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         The undersigned, a duly authorized representative of Chase Manhattan
Bank USA, N.A. ("Chase USA"), as Servicer pursuant to the Sale and Servicing
Agreement dated as of December 1, 2000 (the "Sale and Servicing Agreement") by
and between Chase USA and Chase Manhattan Auto Owner Trust 2000-A, as issuer
(the "Issuer"), does hereby certify that:

1.   A review of the activities of the Servicer during the period from January
     1, 2003 until December 31, 2003 was conducted under my supervision.

2.   Based on such review, the Servicer has, to the best of my knowledge, fully
     performed in all material respects all its obligations, under the Pooling
     and Servicing Agreement throughout such period and no material default in
     the performance of such obligations has occurred or is continuing except as
     set forth in paragraph 3 below.

3.   None.

         IN WITNESS WHEREOF, the undersigned has duly executed this certificate
this 25th day of March 2004.


                                              /s/ Richard J. Naeder
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                                              Richard J. Naeder
                                              Authorized Signatory