Exhibit 99.1


                      FORM OF ANNUAL SERVICER'S CERTIFICATE
(To be delivered on or before March 31 of each calendar year beginning with
March 31, 2004, pursuant to Section 3.05 of the Pooling and Servicing Agreement
referred to below)


                            CHASE MANHATTAN BANK USA
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                             CHASE USA MASTER TRUST
                   (formerly known as Providian Master Trust)

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         The undersigned, a duly authorized representative of Chase Manhattan
Bank USA, National Association, as Servicer ("Chase USA"), pursuant to the
Pooling and Servicing Agreement dated as of June 1, 1993, as amended and
restated as of February 5, 2002 (as amended and supplemented, the "Agreement"),
among Card Acquisition Funding LLC as Transferor, Chase USA, as Servicer, and
The Bank of New York, as Trustee, does hereby certify that:

1.  Chase USA is, as of the date hereof, the Servicer under the Agreement.
    Capitalized terms used in this Certificate have their respective meanings as
    set forth in the Agreement.

2.  The undersigned is a servicing officer who is duly authorized pursuant to
    the Agreement to execute and deliver this Certificate to the Trustee.

3.  A review of the activities of the Servicer during the calendar year ended
    December 31, 2003, and of its performance under the Agreement was conducted
    under my supervision.

4.  Based on such review, the Servicer has, to the best of my knowledge,
    performed in all material respects its obligations under the Agreement
    throughout such year and no default in the performance of such obligations
    has occurred or is continuing except as set forth in paragraph 5 below.

5.  The following is a description of each default in the performance of the
    Servicer's obligations under the provisions of the Agreement known to me to
    have been made by the Servicer during the year ended December 31, 2003,
    which sets forth in detail (a) the nature of each such default, (b) the
    action taken by the Servicer, if any to remedy each such default and (c) the
    current status of each such default: NONE

                                        CHASE MANHATTAN BANK USA,
                                        NATIONAL ASSOCIATION,
                                        as Servicer


                                        By:    /s/ Patricia M. Garvey
                                        -----------------------------
                                        Name:  Patricia M. Garvey
                                        Title: Vice President