Page 1

Chase Manhattan Auto Owner Trust 2002-A

                                                 Statement to Certificateholders
                                                 April 15 2004




        DISTRIBUTION IN DOLLARS
               ORIGINAL            PRIOR                                                                                CURRENT
                FACE             PRINCIPAL                                                REALIZED        DEFERRED     PRINCIPAL
CLASS          VALUE              BALANCE       PRINCIPAL        INTEREST       TOTAL      LOSES          INTEREST      BALANCE
                                                                                            
A1         445,000,000.00              0.00           0.00            0.00           0.00   0.00            0.00              0.00
A2         460,000,000.00              0.00           0.00            0.00           0.00   0.00            0.00              0.00
A3         570,000,000.00    225,167,795.52  41,633,405.21      654,863.01  42,288,268.22   0.00            0.00    183,534,390.31
A4         498,400,000.00    498,400,000.00           0.00    1,761,013.33   1,761,013.33   0.00            0.00    498,400,000.00
R           50,600,000.00     34,214,143.27   1,971,780.52      118,894.15   2,090,674.67   0.00            0.00     32,242,362.75
TOTALS   2,024,000,000.00    757,781,938.79  43,605,185.73    2,534,770.49  46,139,956.22   0.00            0.00    714,176,753.06






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                            PRIOR                                                          CURRENT                          CURRENT
                          PRINCIPAL                                                        PRINCIPAL                      PASS THRU
CLASS      CUSIP            FACTOR         PRINCIPAL       INTEREST        TOTAL           FACTOR        CLASS                 RATE
                                                                                         
A1       161581CA9          0.00000000     0.00000000       0.00000000    0.00000000        0.00000000     A1            1.942500 %
A2       161581CB7          0.00000000     0.00000000       0.00000000    0.00000000        0.00000000     A2            2.630000 %
A3       161581CC5        395.03122021    73.04106177       1.14888247   74.18994425      321.99015844     A3            3.490000 %
A4       161581CD3      1,000.00000000     0.00000000       3.53333333    3.53333333    1,000.00000000     A4            4.240000 %
R        161581CE1        676.16883933    38.96799447       2.34968676   41.31768123      637.20084486     R             4.170000 %
TOTALS                    374.39819110    21.54406410       1.25235696   22.79642106      352.85412701



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                          Page 2

Chase Manhattan Auto Owner Trust 2002-A

                                                             April 15 2004

                                                 STATEMENT TO CERTIFICATEHOLDERS



                                                                                                          
                                                             Due Period                                                       25
                                                             Due Period Beginning Date                                  03/01/04
                                                             Due Period End Date                                        03/31/04
                                                             Determination Date                                         04/09/04

Section 5.8(iii)         Servicing Fee                                                                                631,484.95
Section 5.8(iii)         Servicing Fee per $1000                                                                      0.31199849

Section 5.8(iv)          Administration Fee                                                                             1,000.00
Section 5.8(iv)          Administration Fee per $1000                                                                 0.00049407

Section 5.8(vi)          Pool Balance at the end of the Collection Period                                         714,176,753.13

Section 5.8(vii)         Repurchase Amounts for Repurchased Receivable
                         By Seller                                                                                          0.00
                         By Servicer                                                                                  135,309.55
                         TOTAL                                                                                        135,309.55

Section 5.8(viii)        Realized Net Losses for Collection Period                                                    466,532.21

Section 5.8(ix)          Reserve Account Balance after Disbursement                                                15,180,000.00

Section 5.8(x)           Specified Reserve Account Balance                                                         15,180,000.00

Section 5.8(xi)          Total Distribution Amount                                                                 47,814,491.57
                         Servicing Fee                                                                                631,484.95
                         Administration Fee                                                                             1,000.00
                         Noteholders Distribution Amount                                                           44,049,281.55
                         Certficateholders Distribution Amount                                                      2,090,674.67
                         Deposit to Reserve Account                                                                 1,042,050.40


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.