Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders April 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 570,000,000.00 225,167,795.52 41,633,405.21 654,863.01 42,288,268.22 0.00 0.00 183,534,390.31 A4 498,400,000.00 498,400,000.00 0.00 1,761,013.33 1,761,013.33 0.00 0.00 498,400,000.00 R 50,600,000.00 34,214,143.27 1,971,780.52 118,894.15 2,090,674.67 0.00 0.00 32,242,362.75 TOTALS 2,024,000,000.00 757,781,938.79 43,605,185.73 2,534,770.49 46,139,956.22 0.00 0.00 714,176,753.06 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 % A3 161581CC5 395.03122021 73.04106177 1.14888247 74.18994425 321.99015844 A3 3.490000 % A4 161581CD3 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 A4 4.240000 % R 161581CE1 676.16883933 38.96799447 2.34968676 41.31768123 637.20084486 R 4.170000 % TOTALS 374.39819110 21.54406410 1.25235696 22.79642106 352.85412701 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A April 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 25 Due Period Beginning Date 03/01/04 Due Period End Date 03/31/04 Determination Date 04/09/04 Section 5.8(iii) Servicing Fee 631,484.95 Section 5.8(iii) Servicing Fee per $1000 0.31199849 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 714,176,753.13 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 135,309.55 TOTAL 135,309.55 Section 5.8(viii) Realized Net Losses for Collection Period 466,532.21 Section 5.8(ix) Reserve Account Balance after Disbursement 15,180,000.00 Section 5.8(x) Specified Reserve Account Balance 15,180,000.00 Section 5.8(xi) Total Distribution Amount 47,814,491.57 Servicing Fee 631,484.95 Administration Fee 1,000.00 Noteholders Distribution Amount 44,049,281.55 Certficateholders Distribution Amount 2,090,674.67 Deposit to Reserve Account 1,042,050.40 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.