Exhibit 20.1
Page 1
Chase Manhattan Auto Owner Trust 2002-A
Statement to Certificateholders
May 17 2004
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE
A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 570,000,000.00 183,534,390.31 37,207,543.03 533,779.19 37,741,322.22 0.00 0.00 146,326,847.28
A4 498,400,000.00 498,400,000.00 0.00 1,761,013.33 1,761,013.33 0.00 0.00 498,400,000.00
R 50,600,000.00 32,242,362.75 1,762,169.30 112,042.21 1,874,211.51 0.00 0.00 30,480,193.45
TOTALS 2,024,000,000.00 714,176,753.06 38,969,712.33 2,406,834.73 41,376,547.06 0.00 0.00 675,207,040.73
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL CLASS PASS THRU
CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE
A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 %
A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 %
A3 161581CC5 321.99015844 65.27639128 0.93645472 66.21284600 256.71376716 A3 3.490000 %
A4 161581CD3 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 A4 4.240000 %
R 161581CE1 637.20084486 34.82548024 2.21427292 37.03975316 602.37536462 R 4.170000 %
TOTALS 352.85412701 19.25381044 1.18914759 20.44295803 333.60031657
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com
Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.
Page 2
Chase Manhattan Auto Owner Trust 2002-A
May 17 2004
STATEMENT TO CERTIFICATEHOLDERS
Due Period 26
Due Period Beginning Date 04/01/04
Due Period End Date 04/30/04
Determination Date 05/10/04
Section 5.8(iii) Servicing Fee 595,147.29
Section 5.8(iii) Servicing Fee per $1000 0.29404510
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00049407
Section 5.8(vi) Pool Balance at the end of the Collection Period 675,207,040.80
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 87,588.19
TOTAL 87,588.19
Section 5.8(viii) Realized Net Losses for Collection Period 297,676.08
Section 5.8(ix) Reserve Account Balance after Disbursement 15,180,000.00
Section 5.8(x) Specified Reserve Account Balance 15,180,000.00
Section 5.8(xi) Total Distribution Amount 42,947,543.27
Servicing Fee 595,147.29
Administration Fee 1,000.00
Noteholders Distribution Amount 39,502,335.55
Certficateholders Distribution Amount 1,874,211.51
Deposit to Reserve Account 974,848.92
Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.