Page 1

Chase Manhattan Auto Owner Trust 2004-A

                                                Statement to Certificateholders
                                                June 15 2004




        DISTRIBUTION IN DOLLARS
              ORIGINAL             PRIOR                                                                                   CURRENT
               FACE               PRINCIPAL                                                    REALIZED   DEFERRED         PRINCIPAL
CLASS         VALUE               BALANCE           PRINCIPAL     INTEREST           TOTAL      LOSES     INTEREST        BALANCE
                                                                                            
A1          309,000,000.00    200,828,662.21    43,296,292.95     174,720.94   43,471,013.89     0.00       0.00      157,532,369.26
A2          378,000,000.00    378,000,000.00             0.00     456,750.00      456,750.00     0.00       0.00      378,000,000.00
A3          462,000,000.00    462,000,000.00             0.00     800,800.00      800,800.00     0.00       0.00      462,000,000.00
A4          411,000,000.00    411,000,000.00             0.00     969,275.00      969,275.00     0.00       0.00      411,000,000.00
CERT         40,000,000.00     40,000,000.00             0.00      86,000.00       86,000.00     0.00       0.00       40,000,000.00
TOTALS    1,600,000,000.00  1,491,828,662.21    43,296,292.95   2,487,545.94   45,783,838.89     0.00       0.00    1,448,532,369.26






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                           PRIOR                                                        CURRENT                             CURRENT
                           PRINCIPAL                                                    PRINCIPAL       CLASS             PASS THRU
CLASS       CUSIP          FACTOR          PRINCIPAL      INTEREST        TOTAL            FACTOR                              RATE
                                                                                          
A1          161581DG5      649.93094566   140.11745291    0.56543994  140.68289285    509.81349275        A1             1.080000 %
A2          161581DH3    1,000.00000000     0.00000000    1.20833333    1.20833333  1,000.00000000        A2             1.450000 %
A3          161581DJ9    1,000.00000000     0.00000000    1.73333333    1.73333333  1,000.00000000        A3             2.080000 %
A4          161581DK6    1,000.00000000     0.00000000    2.35833333    2.35833333  1,000.00000000        A4             2.830000 %
CERT        161581DL4    1,000.00000000     0.00000000    2.15000000    2.15000000  1,000.00000000       CERT            2.580000 %
TOTALS                     932.39291388    27.06018309    1.55471621   28.61489931    905.33273079



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com



                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 2

Chase Manhattan Auto Owner Trust 2004-A

                                                                   June 15 2004
                                                STATEMENT TO CERTIFICATEHOLDERS



                                                                                                       
                                                                   Due Period                                                    3
                                                                   Due Period Beginning Date                              05/01/04
                                                                   Due Period End Date                                    05/31/04
                                                                   Determination Date                                     06/10/04

Section 5.8(iii)        Servicing Fee                                                                                 1,243,190.55
Section 5.8(iii)        Servicing Fee per $1000                                                                         0.77699409

Section 5.8(iv)         Administration Fee                                                                                1,000.00
Section 5.8(iv)         Administration Fee per $1000                                                                    0.00062500

Section 5.8(vi)         Pool Balance at the end of the Collection Period                                          1,448,532,369.26

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                                             0.00
                        By Servicer                                                                                           0.00
                        TOTAL                                                                                                 0.00

Section 5.8(viii)       Realized Net Losses for Collection Period                                                        89,095.15

Section 5.8(ix)         Reserve Account Balance after Disbursement                                                   29,565,988.77

Section 5.8(x)          Specified Reserve Account Balance                                                            32,591,978.31

Section 5.8(xi)         Yield Supplement Account Balance                                                              6,648,184.32

Section 5.8(xii)        Total Distribution Amount                                                                    49,887,199.06
                        Servicing Fee                                                                                 1,243,190.55
                        Administration Fee                                                                                1,000.00
                        Noteholders Distribution Amount                                                              45,697,838.89
                        Certficateholders Distribution Amount                                                            86,000.00
                        Deposit to Reserve Account                                                                    2,859,169.62



                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.