Exhibit 20.1 Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2000-1 Section 7.3 Indenture Distribution Date: 6/15/2004 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 767,291.67 Class B Note Interest Requirement 73,003.47 Class C Note Interest Requirement 118,459.61 Total 958,754.75 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.02306 Class B Note Interest Requirement 1.16806 Class C Note Interest Requirement 1.47417 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 750,000,000 Class B Note Principal Balance 62,500,000 Class C Note Principal Balance 80,357,000 (iv) Amount on deposit in Owner Trust Spread Account 8,928,570.00 (v) Required Owner Trust Spread Account Amount 8,928,570.00 By: -------------------- Name: Patricia M. Garvey Title: Vice President - --------------------------------------------------------------------------------