Exhibit 20.1 Page 1 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders July 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 259,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 292,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 397,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 294,000,000.00 128,396,486.11 11,907,894.06 669,801.67 12,577,695.73 0.00 0.00 116,488,592.05 B1 38,466,538.08 12,035,501.54 368,285.38 64,991.71 433,277.09 0.00 0.00 11,667,216.16 TOTALS 1,280,466,538.08 140,431,987.65 12,276,179.44 734,793.38 13,010,972.82 0.00 0.00 128,155,808.21 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581bk8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 6.470000 % A2 161581bl6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.300000 % A3 161581bm4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.210000 % A4 161581bn2 436.72274187 40.50304102 2.27823697 42.78127799 396.21970085 A4 6.260000 % B1 161581bp7 312.88236844 9.57417533 1.68956483 11.26374017 303.30819310 B1 6.480000 % TOTALS 109.67251660 9.58727079 0.57384817 10.16111896 100.08524581 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2000-A July 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 43 Due Period Beginning Date 06/01/04 Due Period End Date 06/30/04 Determination Date 07/09/04 Section 5.8(iii) Servicing Fee 117,026.66 Section 5.8(iii) Servicing Fee per $1000 0.09139377 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00078097 Section 5.8(vi) Pool Balance at the end of the Collection Period 128,155,808.21 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 59,253.69 TOTAL 59,253.69 Section 5.8(viii) Realized Net Losses for Collection Period 100,665.18 Section 5.8(ix) Reserve Account Balance after Disbursement 9,603,499.04 Section 5.8(x) Specified Reserve Account Balance 9,603,499.04 Section 5.8(xi) Total Distribution Amount 13,404,819.23 Servicing Fee 117,026.66 Administration Fee 1,000.00 Noteholders Distribution Amount 12,577,695.73 Certficateholders Distribution Amount 433,277.09 Deposit to Reserve Account 275,819.75 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.