Page 1 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders July 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 280,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 300,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 322,380,000.00 312,121,618.12 20,339,756.24 988,385.12 21,328,141.36 0.00 0.00 291,781,861.88 B 32,503,047.00 14,758,799.54 961,773.77 46,121.25 1,007,895.02 0.00 0.00 13,797,025.77 TOTALS 1,299,883,047.00 326,880,417.66 21,301,530.01 1,034,506.37 22,336,036.38 0.00 0.00 305,578,887.65 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581BV4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 2.180000 % A2 161581BW2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.440000 % A3 161581BX0 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.090000 % A4 161581BY8 968.17922365 63.09248787 3.06590086 66.15838873 905.08673578 A4 3.800000 % B 161581BZ5 454.07433771 29.59026488 1.41898235 31.00924723 424.48407283 B 3.750000 % TOTALS 251.46909825 16.38726658 0.79584573 17.18311231 235.08183167 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-B July 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 32 Due Period Beginning Date 06/01/04 Due Period End Date 06/30/04 Determination Date 07/09/04 Section 5.8(iii) Servicing Fee 272,400.35 Section 5.8(iii) Servicing Fee per $1000 0.20955759 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00076930 Section 5.8(vi) Pool Balance at the end of the Collection Period 305,578,893.52 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 54,194.00 TOTAL 54,194.00 Section 5.8(viii) Realized Net Losses for Collection Period 102,284.19 Section 5.8(ix) Reserve Account Balance after Disbursement 9,749,122.90 Section 5.8(x) Specified Reserve Account Balance 9,749,122.90 Section 5.8(xi) Total Distribution Amount 23,393,770.17 Servicing Fee 272,400.35 Administration Fee 1,000.00 Noteholders Distribution Amount 21,328,141.36 Certficateholders Distribution Amount 1,007,895.02 Deposit to Reserve Account 784,333.44 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.