Exhibit 20.1
Page 1
Chase Manhattan Auto Owner Trust 2002-A
Statement to Certificateholders
July 15 2004
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE
A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 570,000,000.00 112,518,930.85 36,970,165.90 327,242.56 37,297,408.46 0.00 0.00 75,548,764.95
A4 498,400,000.00 498,400,000.00 0.00 1,761,013.33 1,761,013.33 0.00 0.00 498,400,000.00
R 50,600,000.00 28,879,032.30 1,750,926.99 100,354.64 1,851,281.63 0.00 0.00 27,128,105.31
TOTALS 2,024,000,000.00 639,797,963.15 38,721,092.89 2,188,610.53 40,909,703.42 0.00 0.00 601,076,870.26
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL CLASS PASS THRU
CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE
A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 %
A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 %
A3 161581CC5 197.40163307 64.85994018 0.57410975 65.43404993 132.54169289 A3 3.490000 %
A4 161581CD3 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 A4 4.240000 %
R 161581CE1 570.73186364 34.60330020 1.98329328 36.58659348 536.12856344 R 4.170000 %
TOTALS 316.10571302 19.13097475 1.08132931 20.21230406 296.97473827
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com
Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.
Page 2
Chase Manhattan Auto Owner Trust 2002-A
July 15 2004
STATEMENT TO CERTIFICATEHOLDERS
Due Period 28
Due Period Beginning Date 06/01/04
Due Period End Date 06/30/04
Determination Date 07/09/04
Section 5.8(iii) Servicing Fee 533,164.97
Section 5.8(iii) Servicing Fee per $1000 0.26342143
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00049407
Section 5.8(vi) Pool Balance at the end of the Collection Period 601,076,870.33
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 63,689.37
TOTAL 63,689.37
Section 5.8(viii) Realized Net Losses for Collection Period 259,864.85
Section 5.8(ix) Reserve Account Balance after Disbursement 15,180,000.00
Section 5.8(x) Specified Reserve Account Balance 15,180,000.00
Section 5.8(xi) Total Distribution Amount 42,433,410.31
Servicing Fee 533,164.97
Administration Fee 1,000.00
Noteholders Distribution Amount 39,058,421.79
Certficateholders Distribution Amount 1,851,281.63
Deposit to Reserve Account 989,541.92
Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.