Exhibit 20.1
Page 1
Chase Manhattan Auto Owner Trust 2002-B
Statement to Certificateholders
July 15 2004
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE
A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 365,000,000.00 144,359,358.24 26,494,686.63 430,672.09 26,925,358.72 0.00 0.00 117,864,671.61
A4 345,800,000.00 345,800,000.00 0.00 1,213,181.67 1,213,181.67 0.00 0.00 345,800,000.00
CERT 34,200,000.00 23,583,919.60 1,274,786.55 83,329.85 1,358,116.40 0.00 0.00 22,309,133.05
TOTALS 1,368,000,000.00 513,743,277.84 27,769,473.18 1,727,183.61 29,496,656.79 0.00 0.00 485,973,804.66
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL CLASS PASS THRU
CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE
A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 %
A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 %
A3 161581CN1 395.50509107 72.58818255 1.17992353 73.76810608 322.91690852 A3 3.580000 %
A4 161581CP6 1,000.00000000 0.00000000 3.50833334 3.50833334 1,000.00000000 A4 4.210000 %
CERT 161581CQ4 689.58829240 37.27446053 2.43654532 39.71100585 652.31383187 CERT 4.240000 %
TOTALS 375.54333175 20.29932250 1.26256112 21.56188362 355.24400925
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com
Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.
Page 2
Chase Manhattan Auto Owner Trust 2002-B
July 15 2004
STATEMENT TO CERTIFICATEHOLDERS
Due Period 25
Due Period Beginning Date 06/01/04
Due Period End Date 06/30/04
Determination Date 07/09/04
Section 5.8(iii) Servicing Fee 428,119.40
Section 5.8(iii) Servicing Fee per $1000 0.31295278
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00073099
Section 5.8(vi) Pool Balance at the end of the Collection Period 485,973,804.66
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 68,355.91
TOTAL 68,355.91
Section 5.8(viii) Realized Net Losses for Collection Period 167,196.32
Section 5.8(ix) Reserve Account Balance after Disbursement 10,260,000.00
Section 5.8(x) Specified Reserve Account Balance 10,260,000.00
Section 5.8(xi) Yield Supplement Account Balance 1,684,013.67
Section 5.8(xii) Total Distribution Amount 30,887,415.88
Servicing Fee 428,119.40
Administration Fee 1,000.00
Noteholders Distribution Amount 28,138,540.39
Certficateholders Distribution Amount 1,358,116.40
Deposit to Reserve Account 961,639.69
Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.