SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                         Date of Report: August 16, 2004


                  CHASE CREDIT CARD OWNER TRUST, SERIES 1999-3
       ------------------------------------------------------------------
                             (Issuer of securities)


                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
            --------------------------------------------------------
             (Exact name of registrant as specified in its charter)



      United States                     333-74303               22-2382028
- ------------------------------  ------------------------- ----------------------
(State or other jurisdiction    (Commission File Numbers)       (IRS Employer
of incorporation)                                            Identification No.)


        White Clay Center, Building 200, Newark, DE           19711
       ---------------------------------------------      -------------
        (Address of principal executive offices)            (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5000







Item 5.  Other Events:

         Chase Manhattan Bank USA, National Association is the registrant of the
Chase Credit Card Owner Trust, Series 1999-3 ("Series 1999-3"), which issued
multiple classes of Asset Backed Notes.

         On August 16, 2004, JPMorgan Chase Bank, as Paying Agent, made the
payments to the holders of the Notes of Series 1999-3 contemplated by the
related Indenture. A copy of the Monthly Noteholders Statement with respect to
such distribution, delivered pursuant to Section 7.3 of the related indenture,
is being filed as Exhibit 20.1 to this Current Report on Form 8-K.


Item 7(c).  Exhibits

                  Exhibits      Description
                  --------      -----------

                  20.1          Monthly Noteholders Statement with respect to
                                the August 16, 2004 distribution.







                                   SIGNATURES



         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: August 16, 2004

                                                 By: CHASE MANHATTAN BANK USA,
                                                 NATIONAL ASSOCIATION,
                                                 as Administrator


                                                 By: /s/ Patricia M. Garvey
                                                 ---------------------------
                                                 Name:  Patricia M. Garvey
                                                 Title: Vice President








                                           INDEX TO EXHIBITS
                                           -----------------

Exhibit No.                                Description
- -----------                                -----------
20.1                                       Monthly Statement to Noteholders on
                                           August 16, 2004