Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders August 16 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 117,864,671.61 24,130,841.27 351,629.60 24,482,470.87 0.00 0.00 93,733,830.34 A4 345,800,000.00 345,800,000.00 0.00 1,213,181.67 1,213,181.67 0.00 0.00 345,800,000.00 CERT 34,200,000.00 22,309,133.05 1,161,050.61 78,825.60 1,239,876.21 0.00 0.00 21,148,082.44 TOTALS 1,368,000,000.00 485,973,804.66 25,291,891.88 1,643,636.87 26,935,528.75 0.00 0.00 460,681,912.78 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 % A3 161581CN1 322.91690852 66.11189389 0.96336877 67.07526266 256.80501463 A3 3.580000 % A4 161581CP6 1,000.00000000 0.00000000 3.50833334 3.50833334 1,000.00000000 A4 4.210000 % CERT 161581CQ4 652.31383187 33.94884825 2.30484211 36.25369035 618.36498363 CERT 4.240000 % TOTALS 355.24400925 18.48822506 1.20148894 19.68971400 336.75578420 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B August 16 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 26 Due Period Beginning Date 07/01/04 Due Period End Date 07/31/04 Determination Date 08/10/04 Section 5.8(iii) Servicing Fee 404,978.17 Section 5.8(iii) Servicing Fee per $1000 0.29603667 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 460,681,912.78 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 60,499.98 TOTAL 60,499.98 Section 5.8(viii) Realized Net Losses for Collection Period 380,204.99 Section 5.8(ix) Reserve Account Balance after Disbursement 10,260,000.00 Section 5.8(x) Specified Reserve Account Balance 10,260,000.00 Section 5.8(xi) Yield Supplement Account Balance 1,546,018.65 Section 5.8(xii) Total Distribution Amount 27,917,407.87 Servicing Fee 404,978.17 Administration Fee 1,000.00 Noteholders Distribution Amount 25,695,652.54 Certficateholders Distribution Amount 1,239,876.21 Deposit to Reserve Account 575,900.95 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.