Exhibit 20.1
Page 1
Chase Manhattan Auto Owner Trust 2002-A
Statement to Certificateholders
August 16 2004
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE
A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 570,000,000.00 75,548,764.95 34,136,904.67 219,720.99 34,356,625.66 0.00 0.00 41,411,860.28
A4 498,400,000.00 498,400,000.00 0.00 1,761,013.33 1,761,013.33 0.00 0.00 498,400,000.00
R 50,600,000.00 27,128,105.31 1,616,742.21 94,270.17 1,711,012.38 0.00 0.00 25,511,363.10
TOTALS 2,024,000,000.00 601,076,870.26 35,753,646.88 2,075,004.49 37,828,651.37 0.00 0.00 565,323,223.38
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL CLASS PASS THRU
CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE
A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 %
A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 %
A3 161581CC5 132.54169289 59.88930644 0.38547542 60.27478186 72.65238646 A3 3.490000 %
A4 161581CD3 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 A4 4.240000 %
R 161581CE1 536.12856344 31.95142708 1.86304684 33.81447391 504.17713636 R 4.170000 %
TOTALS 296.97473827 17.66484530 1.02519985 18.69004514 279.30989297
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com
Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.
Page 2
Chase Manhattan Auto Owner Trust 2002-A
August 16 2004
STATEMENT TO CERTIFICATEHOLDERS
Due Period 29
Due Period Beginning Date 07/01/04
Due Period End Date 07/31/04
Determination Date 08/10/04
Section 5.8(iii) Servicing Fee 500,897.39
Section 5.8(iii) Servicing Fee per $1000 0.24747895
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00049407
Section 5.8(vi) Pool Balance at the end of the Collection Period 565,323,223.45
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 44,475.23
TOTAL 44,475.23
Section 5.8(viii) Realized Net Losses for Collection Period 307,446.33
Section 5.8(ix) Reserve Account Balance after Disbursement 15,180,000.00
Section 5.8(x) Specified Reserve Account Balance 15,180,000.00
Section 5.8(xi) Total Distribution Amount 39,051,899.34
Servicing Fee 500,897.39
Administration Fee 1,000.00
Noteholders Distribution Amount 36,117,638.99
Certficateholders Distribution Amount 1,711,012.38
Deposit to Reserve Account 721,350.58
Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.