Page 1
Chase Manhattan Auto Owner Trust 2003-A
                                                 Statement to Certificateholders
                                                                  August 16 2004



      DISTRIBUTION IN DOLLARS
               ORIGINAL            PRIOR                                                                                CURRENT
                FACE             PRINCIPAL                                                     REALIZED   DEFERRED     PRINCIPAL
CLASS           VALUE             BALANCE           PRINCIPAL     INTEREST        TOTAL         LOSES     INTEREST       BALANCE
                                                                                           
A1          404,000,000.00               0.00             0.00            0.00           0.00    0.00       0.00                0.00
A2          518,000,000.00     209,637,963.88    48,818,116.44      220,119.86  49,038,236.30    0.00       0.00      160,819,847.44
A3          520,000,000.00     520,000,000.00             0.00      658,666.67     658,666.67    0.00       0.00      520,000,000.00
A4          517,700,000.00     517,700,000.00             0.00      888,718.33     888,718.33    0.00       0.00      517,700,000.00
CERT         50,300,000.00      50,300,000.00             0.00       85,510.00      85,510.00    0.00       0.00       50,300,000.00
TOTALS    2,010,000,000.00   1,297,637,963.88    48,818,116.44    1,853,014.86  50,671,131.30    0.00       0.00    1,248,819,847.44




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                               PASS-THROUGH RATES
                            PRIOR                                                           CURRENT                  CURRENT
                          PRINCIPAL                                                        PRINCIPAL      CLASS     PASS THRU
 CLASS      CUSIP          FACTOR          PRINCIPAL     INTEREST        TOTAL              FACTOR                    RATE
                                                                                         
A1         161581CR2       0.00000000     0.00000000     0.00000000      0.00000000        0.00000000      A1       1.200000 %
A2         161581CS0     404.70649398    94.24346803     0.42494181     94.66840985      310.46302595      A2       1.260000 %
A3         161581CT8   1,000.00000000     0.00000000     1.26666667      1.26666667    1,000.00000000      A3       1.520000 %
A4         161581CU5   1,000.00000000     0.00000000     1.71666666      1.71666666    1,000.00000000      A4       2.060000 %
CERT       161581CV3   1,000.00000000     0.00000000     1.70000000      1.70000000    1,000.00000000      CERT     2.040000 %
TOTALS                   645.59102681    24.28762012     0.92189794     25.20951806      621.30340669




IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com
                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2
Chase Manhattan Auto Owner Trust 2003-A
                                 August 16 2004
                         STATEMENT TO CERTIFICATEHOLDERS



                                                                                                           
                         Due Period                                                                                           14
                         Due Period Beginning Date                                                                      07/01/04
                         Due Period End Date                                                                            07/31/04
                         Determination Date                                                                             08/10/04

Section 5.8(iii)         Servicing Fee                                                                               1,081,364.97
Section 5.8(iii)         Servicing Fee per $1000                                                                       0.53799252

Section 5.8(iv)          Administration Fee                                                                              1,000.00
Section 5.8(iv)          Administration Fee per $1000                                                                  0.00049751

Section 5.8(vi)          Pool Balance at the end of the Collection Period                                        1,248,819,851.06

Section 5.8(vii)         Repurchase Amounts for Repurchased Receivable
                         By Seller                                                                                           0.00
                         By Servicer                                                                                    50,990.49
                         TOTAL                                                                                          50,990.49

Section 5.8(viii)        Realized Net Losses for Collection Period                                                     253,046.62

Section 5.8(ix)          Reserve Account Balance after Disbursement                                                 21,854,347.39

Section 5.8(x)           Specified Reserve Account Balance                                                          21,854,347.39

Section 5.8(xi)          Yield Supplement Account Balance                                                            1,691,280.94

Section 5.8(xii)         Total Distribution Amount                                                                  54,331,888.99
                         Servicing Fee                                                                               1,081,364.97
                         Administration Fee                                                                              1,000.00
                         Noteholders Distribution Amount                                                            50,585,621.30
                         Certficateholders Distribution Amount                                                          85,510.00
                         Deposit to Reserve Account                                                                  2,578,392.72


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.