Exhibit 20.1 Page 1 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders August 16 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 259,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 292,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 397,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 294,000,000.00 116,488,592.05 116,488,592.05 607,682.16 117,096,274.21 0.00 0.00 0.00 B1 38,466,538.08 11,667,216.16 11,667,216.16 63,002.97 11,730,219.13 0.00 0.00 0.00 TOTALS 1,280,466,538.08 128,155,808.21 128,155,808.21 670,685.13 128,826,493.34 0.00 0.00 0.00 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581bk8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 6.470000 % A2 161581bl6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.300000 % A3 161581bm4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.210000 % A4 161581bn2 396.21970085 396.21970085 2.06694612 398.28664697 0.00000000 A4 6.260000 % B1 161581bp7 303.30819310 303.30819310 1.63786431 304.94605742 0.00000000 B1 6.480000 % TOTALS 100.08524581 100.08524581 0.52378185 100.60902765 0.00000000 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2000-A August 16 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 44 Due Period Beginning Date 07/01/04 Due Period End Date 07/31/04 Determination Date 08/10/04 Section 5.8(iii) Servicing Fee 106,796.51 Section 5.8(iii) Servicing Fee per $1000 0.08340437 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00078097 Section 5.8(vi) Pool Balance at the end of the Collection Period 0.00 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 18,673.24 TOTAL 18,673.24 Section 5.8(viii) Realized Net Losses for Collection Period 71,105.42 Section 5.8(ix) Reserve Account Balance after Disbursement 0.00 Section 5.8(x) Specified Reserve Account Balance 0.00 Section 5.8(xi) Total Distribution Amount 129,167,150.50 Servicing Fee 106,796.51 Administration Fee 1,000.00 Noteholders Distribution Amount 117,096,274.21 Certficateholders Distribution Amount 11,730,219.13 Deposit to Reserve Account 232,860.65 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.