Exhibit 99

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2003-A
                                                Statement to Certificateholders
                                                September 15 2004


        DISTRIBUTION IN DOLLARS
             ORIGINAL                PRIOR                                                                             CURRENT
              FACE                  PRINCIPAL                                                   REALIZED  DEFERRED   PRINCIPAL
   CLASS     VALUE                BALANCE          PRINCIPAL       INTEREST        TOTAL         LOSES    INTEREST    BALANCE
                                                                                            
A1              404,000,000.00               0.00            0.00           0.00           0.00    0.00    0.00                 0.00
A2              518,000,000.00     160,819,847.44   50,371,609.73     168,860.84  50,540,470.57    0.00    0.00       110,448,237.71
A3              520,000,000.00     520,000,000.00            0.00     658,666.67     658,666.67    0.00    0.00       520,000,000.00
A4              517,700,000.00     517,700,000.00            0.00     888,718.33     888,718.33    0.00    0.00       517,700,000.00
CERT             50,300,000.00      50,300,000.00            0.00      85,510.00      85,510.00    0.00    0.00        50,300,000.00
TOTALS        2,010,000,000.00   1,248,819,847.44   50,371,609.73   1,801,755.84  52,173,365.57    0.00    0.00     1,198,448,237.71


 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE


                                                                                                                  PASS-THROUGH RATES
                         PRIOR                                                               CURRENT                       CURRENT
                         PRINCIPAL                                                          PRINCIPAL       CLASS        PASS THRU
 CLASS      CUSIP      FACTOR           PRINCIPAL        INTEREST         TOTAL             FACTOR                            RATE
                                                                                                 
A1         161581CR2        0.00000000      0.00000000        0.00000000       0.00000000      0.00000000       A1        1.200000%
A2         161581CS0      310.46302595     97.24248983        0.32598618      97.56847600    213.22053612       A2        1.260000%
A3         161581CT8    1,000.00000000      0.00000000        1.26666667       1.26666667  1,000.00000000       A3        1.520000%
A4         161581CU5    1,000.00000000      0.00000000        1.71666666       1.71666666  1,000.00000000       A4        2.060000%
CERT       161581CV3    1,000.00000000      0.00000000        1.70000000       1.70000000  1,000.00000000       CERT      2.040000%
TOTALS                    621.30340669     25.06050235        0.89639594      25.95689829    596.24290433




IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com

Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.




Chase Manhattan Auto Owner Trust 2003-A                                   Page 2
                                                      September 15 2004
                                           STATEMENT TO CERTIFICATEHOLDERS


                                                                                                           
                                                      Due Period                                                                  15
                                                      Due Period Beginning Date                                             08/01/04
                                                      Due Period End Date                                                   08/31/04
                                                      Determination Date                                                    09/10/04

Section 5.8(iii)           Servicing Fee                                                                                1,040,683.21
Section 5.8(iii)           Servicing Fee per $1000                                                                        0.51775284

Section 5.8(iv)            Administration Fee                                                                               1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                   0.00049751

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                         1,198,448,241.33

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                            0.00
                           By Servicer                                                                                     34,757.51
                           TOTAL                                                                                           34,757.51

Section 5.8(viii)          Realized Net Losses for Collection Period                                                      217,270.57

Section 5.8(ix)            Reserve Account Balance after Disbursement                                                  20,972,844.22

Section 5.8(x)             Specified Reserve Account Balance                                                           20,972,844.22

Section 5.8(xi)            Yield Supplement Account Balance                                                             1,573,593.17

Section 5.8(xii)           Total Distribution Amount                                                                   55,786,376.05
                           Servicing Fee                                                                                1,040,683.21
                           Administration Fee                                                                               1,000.00
                           Noteholders Distribution Amount                                                             52,087,855.57
                           Certficateholders Distribution Amount                                                           85,510.00
                           Deposit to Reserve Account                                                                   2,571,327.27


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.