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Chase Manhattan Auto Owner Trust 2002-A

                                                Statement to Certificateholders
                                                October 15 2004




        DISTRIBUTION IN DOLLARS
                  ORIGINAL          PRIOR                                                                                   CURRENT
                   FACE            PRINCIPAL                                                  REALIZED   DEFERRED         PRINCIPAL
CLASS             VALUE          BALANCE           PRINCIPAL       INTEREST           TOTAL     LOSES    INTEREST           BALANCE
                                                                                             
A1          445,000,000.00             0.00             0.00           0.00            0.00     0.00       0.00                0.00
A2          460,000,000.00             0.00             0.00           0.00            0.00     0.00       0.00                0.00
A3          570,000,000.00     8,726,464.26     8,726,464.26      25,379.47    8,751,843.73     0.00       0.00                0.00
A4          498,400,000.00   498,400,000.00    20,307,829.84   1,761,013.33   22,068,843.17     0.00       0.00      478,092,170.16
R            50,600,000.00    23,963,365.12     1,375,079.82      83,272.69    1,458,352.51     0.00       0.00       22,588,285.30
TOTALS    2,024,000,000.00   531,089,829.38    30,409,373.92   1,869,665.49   32,279,039.41     0.00       0.00      500,680,455.46






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                                   PRIOR                                                         CURRENT                    CURRENT
                               PRINCIPAL                                                       PRINCIPAL   CLASS          PASS THRU
CLASS       CUSIP                 FACTOR      PRINCIPAL       INTEREST         TOTAL              FACTOR                       RATE
                                                                                          
A1          161581CA9         0.00000000     0.00000000     0.00000000       0.00000000       0.00000000     A1          1.942500 %
A2          161581CB7         0.00000000     0.00000000     0.00000000       0.00000000       0.00000000     A2          2.630000 %
A3          161581CC5        15.30958642    15.30958642     0.04452539      15.35411181       0.00000000     A3          3.490000 %
A4          161581CD3     1,000.00000000    40.74604703     3.53333333      44.27938036     959.25395297     A4          4.240000 %
R           161581CE1       473.58429091    27.17549051     1.64570534      28.82119585     446.40880040     R           4.170000 %
TOTALS                      262.39616076    15.02439423     0.92374777      15.94814200     247.37176653



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com

                Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 2

Chase Manhattan Auto Owner Trust 2002-A

                                                                October 15 2004
                                                STATEMENT TO CERTIFICATEHOLDERS



                                                                                        
                                                                   Due Period                                  31
                                                                   Due Period Beginning Date             09/01/04
                                                                   Due Period End Date                   09/30/04
                                                                   Determination Date                    10/08/04

Section 5.8(iii)        Servicing Fee                                                                  442,574.86
Section 5.8(iii)        Servicing Fee per $1000                                                        0.21866347

Section 5.8(iv)         Administration Fee                                                               1,000.00
Section 5.8(iv)         Administration Fee per $1000                                                   0.00049407

Section 5.8(vi)         Pool Balance at the end of the Collection Period                           500,680,455.53

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                            0.00
                        By Servicer                                                                    103,420.06
                        TOTAL                                                                          103,420.06

Section 5.8(viii)       Realized Net Losses for Collection Period                                      266,964.59

Section 5.8(ix)         Reserve Account Balance after Disbursement                                  15,180,000.00

Section 5.8(x)          Specified Reserve Account Balance                                           15,180,000.00

Section 5.8(xi)         Total Distribution Amount                                                   33,347,281.79
                        Servicing Fee                                                                  442,574.86
                        Administration Fee                                                               1,000.00
                        Noteholders Distribution Amount                                             30,820,686.90
                        Certficateholders Distribution Amount                                        1,458,352.51
                        Deposit to Reserve Account                                                     624,667.52




                Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.