Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders October 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 570,000,000.00 8,726,464.26 8,726,464.26 25,379.47 8,751,843.73 0.00 0.00 0.00 A4 498,400,000.00 498,400,000.00 20,307,829.84 1,761,013.33 22,068,843.17 0.00 0.00 478,092,170.16 R 50,600,000.00 23,963,365.12 1,375,079.82 83,272.69 1,458,352.51 0.00 0.00 22,588,285.30 TOTALS 2,024,000,000.00 531,089,829.38 30,409,373.92 1,869,665.49 32,279,039.41 0.00 0.00 500,680,455.46 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 % A3 161581CC5 15.30958642 15.30958642 0.04452539 15.35411181 0.00000000 A3 3.490000 % A4 161581CD3 1,000.00000000 40.74604703 3.53333333 44.27938036 959.25395297 A4 4.240000 % R 161581CE1 473.58429091 27.17549051 1.64570534 28.82119585 446.40880040 R 4.170000 % TOTALS 262.39616076 15.02439423 0.92374777 15.94814200 247.37176653 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A October 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 31 Due Period Beginning Date 09/01/04 Due Period End Date 09/30/04 Determination Date 10/08/04 Section 5.8(iii) Servicing Fee 442,574.86 Section 5.8(iii) Servicing Fee per $1000 0.21866347 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 500,680,455.53 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 103,420.06 TOTAL 103,420.06 Section 5.8(viii) Realized Net Losses for Collection Period 266,964.59 Section 5.8(ix) Reserve Account Balance after Disbursement 15,180,000.00 Section 5.8(x) Specified Reserve Account Balance 15,180,000.00 Section 5.8(xi) Total Distribution Amount 33,347,281.79 Servicing Fee 442,574.86 Administration Fee 1,000.00 Noteholders Distribution Amount 30,820,686.90 Certficateholders Distribution Amount 1,458,352.51 Deposit to Reserve Account 624,667.52 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.