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Chase Manhattan Auto Owner Trust 2003-A

                                                 Statement to Certificateholders
                                                 October 15 2004



        DISTRIBUTION IN DOLLARS
               ORIGINAL           PRIOR                                                                           CURRENT
                FACE             PRINCIPAL                                                  REALIZED  DEFERRED  PRINCIPAL
   CLASS       VALUE             BALANCE          PRINCIPAL      INTEREST        TOTAL       LOSES    INTEREST   BALANCE
                                                                                       
A1          404,000,000.00              0.00            0.00          0.00           0.00     0.00      0.00                0.00
A2          518,000,000.00    110,448,237.71   46,902,279.98    115,970.65  47,018,250.63     0.00      0.00       63,545,957.73
A3          520,000,000.00    520,000,000.00            0.00    658,666.67     658,666.67     0.00      0.00      520,000,000.00
A4          517,700,000.00    517,700,000.00            0.00    888,718.33     888,718.33     0.00      0.00      517,700,000.00
CERT         50,300,000.00     50,300,000.00            0.00     85,510.00      85,510.00     0.00      0.00       50,300,000.00
TOTALS    2,010,000,000.00  1,198,448,237.71   46,902,279.98  1,748,865.65  48,651,145.63     0.00      0.00    1,151,545,957.73






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                             PASS-THROUGH RATES
                           PRIOR                                                         CURRENT                   CURRENT
                          PRINCIPAL                                                    PRINCIPAL      CLASS       PASS THRU
 CLASS     CUSIP           FACTOR        PRINCIPAL    INTEREST      TOTAL                 FACTOR                    RATE
                                                                                       
A1        161581CR2       0.00000000    0.00000000   0.00000000    0.00000000         0.00000000        A1        1.200000 %
A2        161581CS0     213.22053612   90.54494205   0.22388156   90.76882361       122.67559407        A2        1.260000 %
A3        161581CT8   1,000.00000000    0.00000000   1.26666667    1.26666667     1,000.00000000        A3        1.520000 %
A4        161581CU5   1,000.00000000    0.00000000   1.71666666    1.71666666     1,000.00000000        A4        2.060000 %
CERT      161581CV3   1,000.00000000    0.00000000   1.70000000    1.70000000     1,000.00000000        CERT      2.040000 %
TOTALS                  596.24290433   23.33446765   0.87008241   24.20455006       572.90843668



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2
Chase Manhattan Auto Owner Trust 2003-A

                                                       October 15 2004
                                                STATEMENT TO CERTIFICATEHOLDERS


                                                                                 
                             Due Period                                                                   16
                             Due Period Beginning Date                                              09/01/04
                             Due Period End Date                                                    09/30/04
                             Determination Date                                                     10/08/04

Section 5.8(iii)       Servicing Fee                                                              998,706.86
Section 5.8(iii)       Servicing Fee per $1000                                                    0.49686908

Section 5.8(iv)        Administration Fee                                                           1,000.00
Section 5.8(iv)        Administration Fee per $1000                                               0.00049751

Section 5.8(vi)        Pool Balance at the end of the Collection Period                     1,151,545,961.35

Section 5.8(vii)       Repurchase Amounts for Repurchased Receivable
                       By Seller                                                                        0.00
                       By Servicer                                                                 40,528.95
                       TOTAL                                                                       40,528.95

Section 5.8(viii)      Realized Net Losses for Collection Period                                  291,874.25

Section 5.8(ix)        Reserve Account Balance after Disbursement                              20,152,054.32

Section 5.8(x)         Specified Reserve Account Balance                                       20,152,054.32

Section 5.8(xi)        Yield Supplement Account Balance                                         1,459,443.43

Section 5.8(xii)       Total Distribution Amount                                               51,972,434.72
                       Servicing Fee                                                              998,706.86
                       Administration Fee                                                           1,000.00
                       Noteholders Distribution Amount                                         48,565,635.63
                       Certficateholders Distribution Amount                                       85,510.00


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.