Page 1 Chase Manhattan Auto Owner Trust 2003-A Statement to Certificateholders October 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 404,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 518,000,000.00 110,448,237.71 46,902,279.98 115,970.65 47,018,250.63 0.00 0.00 63,545,957.73 A3 520,000,000.00 520,000,000.00 0.00 658,666.67 658,666.67 0.00 0.00 520,000,000.00 A4 517,700,000.00 517,700,000.00 0.00 888,718.33 888,718.33 0.00 0.00 517,700,000.00 CERT 50,300,000.00 50,300,000.00 0.00 85,510.00 85,510.00 0.00 0.00 50,300,000.00 TOTALS 2,010,000,000.00 1,198,448,237.71 46,902,279.98 1,748,865.65 48,651,145.63 0.00 0.00 1,151,545,957.73 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CR2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.200000 % A2 161581CS0 213.22053612 90.54494205 0.22388156 90.76882361 122.67559407 A2 1.260000 % A3 161581CT8 1,000.00000000 0.00000000 1.26666667 1.26666667 1,000.00000000 A3 1.520000 % A4 161581CU5 1,000.00000000 0.00000000 1.71666666 1.71666666 1,000.00000000 A4 2.060000 % CERT 161581CV3 1,000.00000000 0.00000000 1.70000000 1.70000000 1,000.00000000 CERT 2.040000 % TOTALS 596.24290433 23.33446765 0.87008241 24.20455006 572.90843668 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-A October 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 16 Due Period Beginning Date 09/01/04 Due Period End Date 09/30/04 Determination Date 10/08/04 Section 5.8(iii) Servicing Fee 998,706.86 Section 5.8(iii) Servicing Fee per $1000 0.49686908 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049751 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,151,545,961.35 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 40,528.95 TOTAL 40,528.95 Section 5.8(viii) Realized Net Losses for Collection Period 291,874.25 Section 5.8(ix) Reserve Account Balance after Disbursement 20,152,054.32 Section 5.8(x) Specified Reserve Account Balance 20,152,054.32 Section 5.8(xi) Yield Supplement Account Balance 1,459,443.43 Section 5.8(xii) Total Distribution Amount 51,972,434.72 Servicing Fee 998,706.86 Administration Fee 1,000.00 Noteholders Distribution Amount 48,565,635.63 Certficateholders Distribution Amount 85,510.00 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.