Page 1

Chase Manhattan Auto Owner Trust 2004-A

                                                Statement to Certificateholders
                                                October 15 2004




        DISTRIBUTION IN DOLLARS
                    ORIGINAL              PRIOR                                                                              CURRENT
                       FACE           PRINCIPAL                                                 REALIZED   DEFERRED        PRINCIPAL
CLASS                 VALUE             BALANCE       PRINCIPAL       INTEREST          TOTAL     LOSES    INTEREST          BALANCE
                                                                                            
A1           309,000,000.00       29,380,492.65   29,380,492.65      26,442.44  29,406,935.09     0.00       0.00              0.00
A2           378,000,000.00      378,000,000.00    9,390,499.03     456,750.00   9,847,249.03     0.00       0.00     368,609,500.97
A3           462,000,000.00      462,000,000.00            0.00     800,800.00     800,800.00     0.00       0.00     462,000,000.00
A4           411,000,000.00      411,000,000.00            0.00     969,275.00     969,275.00     0.00       0.00     411,000,000.00
CERT          40,000,000.00       40,000,000.00            0.00      86,000.00      86,000.00     0.00       0.00      40,000,000.00
TOTALS     1,600,000,000.00    1,320,380,492.65   38,770,991.68   2,339,267.44  41,110,259.12     0.00       0.00   1,281,609,500.97






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                                PRIOR                                                          CURRENT                      CURRENT
                            PRINCIPAL                                                        PRINCIPAL    CLASS           PASS THRU
CLASS      CUSIP               FACTOR      PRINCIPAL       INTEREST           TOTAL             FACTOR                         RATE
                                                                                         
A1         161581DG5      95.08250049    95.08250049     0.08557424     95.16807472         0.00000000      A1           1.080000 %
A2         161581DH3   1,000.00000000    24.84259003     1.20833333     26.05092336       975.15740997      A2           1.450000 %
A3         161581DJ9   1,000.00000000     0.00000000     1.73333333      1.73333333     1,000.00000000      A3           2.080000 %
A4         161581DK6   1,000.00000000     0.00000000     2.35833333      2.35833333     1,000.00000000      A4           2.830000 %
CERT       161581DL4   1,000.00000000     0.00000000     2.15000000      2.15000000     1,000.00000000      CERT         2.580000 %
TOTALS                   825.23780791    24.23186980     1.46204215     25.69391195       801.00593811



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com

                Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 2

Chase Manhattan Auto Owner Trust 2004-A

                                                                October 15 2004
                                                STATEMENT TO CERTIFICATEHOLDERS



                                                                                                     
                                                                  Due Period                                                 7
                                                                  Due Period Beginning Date                           09/01/04
                                                                  Due Period End Date                                 09/30/04
                                                                  Determination Date                                  10/08/04

Section 5.8(iii)       Servicing Fee                                                                              1,100,317.08
Section 5.8(iii)       Servicing Fee per $1000                                                                      0.68769817

Section 5.8(iv)        Administration Fee                                                                             1,000.00
Section 5.8(iv)        Administration Fee per $1000                                                                 0.00062500

Section 5.8(vi)        Pool Balance at the end of the Collection Period                                       1,281,609,500.97

Section 5.8(vii)       Repurchase Amounts for Repurchased Receivable
                       By Seller                                                                                          0.00
                       By Servicer                                                                                   30,149.86
                       TOTAL                                                                                         30,149.86

Section 5.8(viii)      Realized Net Losses for Collection Period                                                    538,574.73

Section 5.8(ix)        Reserve Account Balance after Disbursement                                                28,836,213.77

Section 5.8(x)         Specified Reserve Account Balance                                                         28,836,213.77

Section 5.8(xi)        Yield Supplement Account Balance                                                           5,566,536.30

Section 5.8(xii)       Total Distribution Amount                                                                 44,538,195.73
                       Servicing Fee                                                                              1,100,317.08
                       Administration Fee                                                                             1,000.00
                       Noteholders Distribution Amount                                                           41,024,259.12
                       Certficateholders Distribution Amount                                                         86,000.00




                Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.