UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ------------------------------ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 ------------------------------ Date of report (Date of earliest event reported): November 01, 2004 WAKE FOREST BANCSHARES, INC. (Exact name of registrant as specified in its charter) UNITED STATES 000-25999 56-2131079 (State or other jurisdiction of (Commission File (IRS Employer Identification incorporation) Number) No.) 302 SOUTH BROOKS STREET, WAKE FOREST, NORTH CAROLINA 27587 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (919) 556-5146 NOT APPLICABLE (Former name or former address, if changed since last report) ITEM 1.01-6.01 NOT APPLICABLE. ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION See Item 9 per SEC Release 33-8216, March 27, 2003. ITEM 7.01 FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS (c) The following exhibits are filed with this Report: Exhibit No. Description 99.1 Press release issued by Wake Forest Bancshares, Inc. on November 01, 2004, furnished in accordance with Item 12 of this Current Report on Form 8-K. ITEM 8.01 NOT APPLICABLE. ITEM 9.01 REGULATION FD The following information is furnished under this Item 9 in satisfaction of Item 12, "Disclosure of Results of Operations and Financial Condition." On November 01, 2004, Wake Forest Bancshares, Inc. announced its earnings for the fourth quarter of its 2004 fiscal year. A copy of the press release dated November 01, 2004, describing fourth quarter and year end earnings is attached as Exhibit 99.1. ITEM 10.01-11.01 NOT APPLICABLE. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. WAKE FOREST BANCSHARES, INC. By: /s/ Robert C. White ---------------------------- Name: Robert C. White Title: President, Chief Executive Officer and Chief Financial Officer Date: November 01, 2004 EXHIBIT INDEX EXHIBIT NO. DESCRIPTION ----------- ----------- 99.1 Press Release dated November 01, 2004.