Exhibit 99.1 Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders November 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 570,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 498,400,000.00 478,092,170.16 28,723,002.77 1,689,259.00 30,412,261.77 0.00 0.00 449,369,167.39 R 50,600,000.00 22,588,285.30 1,360,336.90 78,494.29 1,438,831.19 0.00 0.00 21,227,948.40 TOTALS 2,024,000,000.00 500,680,455.46 30,083,339.67 1,767,753.29 31,851,092.96 0.00 0.00 470,597,115.79 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 % A3 161581CC5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.490000 % A4 161581CD3 959.25395297 57.63042289 3.38936396 61.01978686 901.62353008 A4 4.240000 % R 161581CE1 446.40880040 26.88412846 1.55127055 28.43539901 419.52467194 R 4.170000 % TOTALS 247.37176653 14.86331011 0.87339589 15.73670601 232.50845642 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A November 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 32 Due Period Beginning Date 10/01/04 Due Period End Date 10/31/04 Determination Date 11/10/04 Section 5.8(iii) Servicing Fee 417,233.71 Section 5.8(iii) Servicing Fee per $1000 0.20614314 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 470,597,115.86 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 36,400.15 TOTAL 36,400.15 Section 5.8(viii) Realized Net Losses for Collection Period 223,885.08 Section 5.8(ix) Reserve Account Balance after Disbursement 15,180,000.00 Section 5.8(x) Specified Reserve Account Balance 15,180,000.00 Section 5.8(xi) Total Distribution Amount 32,768,780.99 Servicing Fee 417,233.71 Administration Fee 1,000.00 Noteholders Distribution Amount 30,412,261.77 Certficateholders Distribution Amount 1,438,831.19 Deposit to Reserve Account 499,454.32 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.