Exhibit 99.1

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2002-A
                                                 Statement to Certificateholders
                                                 November 15 2004


    DISTRIBUTION IN DOLLARS
          ORIGINAL             PRIOR                                                                                  CURRENT
            FACE             PRINCIPAL                                                       REALIZED    DEFERRED    PRINCIPAL
CLASS       VALUE             BALANCE        PRINCIPAL      INTEREST         TOTAL             LOSES     INTEREST     BALANCE
                                                                                            
A1         445,000,000.00            0.00            0.00           0.00               0.00    0.00      0.00                 0.00
A2         460,000,000.00            0.00            0.00           0.00               0.00    0.00      0.00                 0.00
A3         570,000,000.00            0.00            0.00           0.00               0.00    0.00      0.00                 0.00
A4         498,400,000.00  478,092,170.16   28,723,002.77   1,689,259.00      30,412,261.77    0.00      0.00       449,369,167.39
R           50,600,000.00   22,588,285.30    1,360,336.90      78,494.29       1,438,831.19    0.00      0.00        21,227,948.40
TOTALS   2,024,000,000.00  500,680,455.46   30,083,339.67   1,767,753.29      31,851,092.96    0.00      0.00       470,597,115.79




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                          PRIOR                                                       CURRENT                        CURRENT
                        PRINCIPAL                                                    PRINCIPAL          CLASS       PASS THRU
 CLASS     CUSIP           FACTOR       PRINCIPAL     INTEREST        TOTAL           FACTOR                             RATE
                                                                                            
A1        161581CA9    0.00000000       0.00000000    0.00000000      0.00000000        0.00000000       A1         1.942500 %
A2        161581CB7    0.00000000       0.00000000    0.00000000      0.00000000        0.00000000       A2         2.630000 %
A3        161581CC5    0.00000000       0.00000000    0.00000000      0.00000000        0.00000000       A3         3.490000 %
A4        161581CD3  959.25395297      57.63042289    3.38936396     61.01978686      901.62353008       A4         4.240000 %
R         161581CE1  446.40880040      26.88412846    1.55127055     28.43539901      419.52467194       R          4.170000 %
TOTALS               247.37176653      14.86331011    0.87339589     15.73670601      232.50845642





IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com
                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                          Page 2
Chase Manhattan Auto Owner Trust 2002-A
                                                       November 15 2004
                                                STATEMENT TO CERTIFICATEHOLDERS


                                                                                                               
                                                       Due Period                                                                 32
                                                       Due Period Beginning Date                                            10/01/04
                                                       Due Period End Date                                                  10/31/04
                                                       Determination Date                                                   11/10/04

Section 5.8(iii)                        Servicing Fee                                                                     417,233.71
Section 5.8(iii)                        Servicing Fee per $1000                                                           0.20614314

Section 5.8(iv)                         Administration Fee                                                                  1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                      0.00049407

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                              470,597,115.86

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                               0.00
                                        By Servicer                                                                        36,400.15
                                        TOTAL                                                                              36,400.15

Section 5.8(viii)                       Realized Net Losses for Collection Period                                         223,885.08

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     15,180,000.00

Section 5.8(x)                          Specified Reserve Account Balance                                              15,180,000.00

Section 5.8(xi)                         Total Distribution Amount                                                      32,768,780.99
                                        Servicing Fee                                                                     417,233.71
                                        Administration Fee                                                                  1,000.00
                                        Noteholders Distribution Amount                                                30,412,261.77
                                        Certficateholders Distribution Amount                                           1,438,831.19
                                        Deposit to Reserve Account                                                        499,454.32



                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.