Exhibit 99.1
Page 1
Chase Manhattan Auto Owner Trust 2002-B
Statement to Certificateholders
November 15 2004
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE
A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 365,000,000.00 46,770,353.80 21,367,448.23 139,531.56 21,506,979.79 0.00 0.00 25,402,905.57
A4 345,800,000.00 345,800,000.00 0.00 1,213,181.67 1,213,181.67 0.00 0.00 345,800,000.00
CERT 34,200,000.00 18,888,444.15 1,028,090.50 66,739.17 1,094,829.67 0.00 0.00 17,860,353.65
TOTALS 1,368,000,000.00 411,458,797.95 22,395,538.73 1,419,452.40 23,814,991.13 0.00 0.00 389,063,259.22
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL CLASS PASS THRU
CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE
A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 %
A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 %
A3 161581CN1 128.13795562 58.54095405 0.38227825 58.92323230 69.59700156 A3 3.580000 %
A4 161581CP6 1,000.00000000 0.00000000 3.50833334 3.50833334 1,000.00000000 A4 4.210000 %
CERT 161581CQ4 552.29368860 30.06112573 1.95143772 32.01256345 522.23256287 CERT 4.240000 %
TOTALS 300.77397511 16.37100784 1.03761140 17.40861925 284.40296727
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com
Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.
Page 2
Chase Manhattan Auto Owner Trust 2002-B
November 15 2004
STATEMENT TO CERTIFICATEHOLDERS
Due Period 29
Due Period Beginning Date 10/01/04
Due Period End Date 10/31/04
Determination Date 11/10/04
Section 5.8(iii) Servicing Fee 342,882.33
Section 5.8(iii) Servicing Fee per $1000 0.25064498
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00073099
Section 5.8(vi) Pool Balance at the end of the Collection Period 389,063,259.22
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 92,978.18
TOTAL 92,978.18
Section 5.8(viii) Realized Net Losses for Collection Period 125,696.50
Section 5.8(ix) Reserve Account Balance after Disbursement 10,260,000.00
Section 5.8(x) Specified Reserve Account Balance 10,260,000.00
Section 5.8(xi) Yield Supplement Account Balance 1,198,280.18
Section 5.8(xii) Total Distribution Amount 24,716,625.52
Servicing Fee 342,882.33
Administration Fee 1,000.00
Noteholders Distribution Amount 22,720,161.46
Certficateholders Distribution Amount 1,094,829.67
Deposit to Reserve Account 557,752.06
Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.