UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934


Date of Report (Date of earliest event reported): November 15, 2004


                 CHASE MANHATTAN AUTO OWNER TRUST, SERIES 2003-A
                             (Issuer of securities)

                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
             (Exact name of registrant as specified in its charter)

United States                       333-74600               22-2382028
- -------------------------------     -------------------     --------------------
(State or other jurisdiction        (Commission             (IRS Employer
of incorporation)                   File Number)            Identification No.)


White Clay Center, Building 200, Newark, DE          19711
- ------------------------------------------------------------------------
(Address of principal executive offices)             (Zip Code)

Registrant's telephone number, including area code: (302) 575-5000


- --------------------------------------------------------------
(Former name or former address, if changed since last report.)



Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))







SECTION 8 - OTHER EVENTS

Item 8.01 Other Events.

Chase Manhattan Bank USA, National Association is the registrant of the Chase
Manhattan Auto Owner Trust, Series 2003-A ("Series 2003-A"), which issued
multiple classes of Asset Backed Securities. On or about November 15, 2004,
JPMorgan Chase Bank, as Paying Agent, made the payments to the holders of the
Securities of Series 2003-A contemplated by the related Indenture.

A copy of the Monthly Statement to Securityholders with respect to such
distribution, delivered pursuant to the related Sale and Servicing Agreement, is
being filed as an exhibit to this Current Report on Form 8-K.


SECTION 9 - FINANCIAL STATEMENTS AND EXHIBITS

Item 9.01 Financial Statements and Exhibits.

(c) Exhibits.

Exhibit No.                Description
- -----------                -----------

   99.1                    Monthly Reports with respect to the November 15, 2004
                           distribution.






                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                          CHASE MANHATTAN BANK USA,
                                          NATIONAL ASSOCIATION, as Servicer


                                          By: /s/ Patricia M. Garvey
                                              ----------------------
                                          Name:  Patricia M. Garvey
                                          Title: Vice President
                                          Date:  November 18, 2004










                                           INDEX TO EXHIBITS
                                           ----------------------------

Exhibit No.                                Description
- ---------------                            -----------------
    99.1                                   Monthly Reports with respect to the
                                           distribution to Securityholders on
                                           November 15, 2004.