EXHIBIT 32.2

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Asta Funding, Inc. (the "Company") on
Form 10-K for the year ending September 30, 2004 as filed with the Securities
and Exchange Commission (the "Report"), I, Mitchell Cohen, Chief Financial
Officer of the Company, certify, pursuant to 18 U.S.C. ss. 1350, as adopted
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

           (1) The Report fully complies with the requirements of Section 13(a)
           of the Securities Exchange Act of 1934; and

           (2) The information contained in the Report fairly presents, in all
           material respects, the consolidated financial condition of the
           Company as of the dates presented and the consolidated result of
           operations of the Company for the periods presented.


Dated: December 13, 2004


/s/ Mitchell Cohen
- ------------------
Mitchell Cohen
Chief Financial Officer


This certification has been furnished solely pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002.




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