Exhibit 99.1

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2002-A
                                               Statement to Certificateholders
                                               December 15 2004


        DISTRIBUTION IN DOLLARS
                ORIGINAL         PRIOR                                                                                   CURRENT
                 FACE           PRINCIPAL                                                    REALIZED    DEFERRED       PRINCIPAL
   CLASS        VALUE           BALANCE        PRINCIPAL       INTEREST          TOTAL        LOSES      INTEREST        BALANCE
                                                                                             
A1         445,000,000.00             0.00            0.00           0.00             0.00     0.00        0.00                0.00
A2         460,000,000.00             0.00            0.00           0.00             0.00     0.00        0.00                0.00
A3         570,000,000.00             0.00            0.00           0.00             0.00     0.00        0.00                0.00
A4         498,400,000.00   449,369,167.39   27,936,689.35   1,587,771.06    29,524,460.41     0.00        0.00      421,432,478.04
R           50,600,000.00    21,227,948.40    1,323,096.67      73,767.12     1,396,863.79     0.00        0.00       19,904,851.73
TOTALS   2,024,000,000.00   470,597,115.79   29,259,786.02   1,661,538.18    30,921,324.20     0.00        0.00      441,337,329.77




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                              PASS-THROUGH RATES
                            PRIOR                                                       CURRENT                    CURRENT
                           PRINCIPAL                                                   PRINCIPAL      CLASS       PASS THRU
 CLASS      CUSIP           FACTOR         PRINCIPAL      INTEREST       TOTAL           FACTOR                      RATE
                                                                                              
A1         161581CA9       0.00000000      0.00000000    0.00000000    0.00000000      0.00000000       A1         1.942500 %
A2         161581CB7       0.00000000      0.00000000    0.00000000    0.00000000      0.00000000       A2         2.630000 %
A3         161581CC5       0.00000000      0.00000000    0.00000000    0.00000000      0.00000000       A3         3.490000 %
A4         161581CD3     901.62353008     56.05274749    3.18573648   59.23848397    845.57078258       A4         4.240000 %
R          161581CE1     419.52467194     26.14815553    1.45784822   27.60600375    393.37651640       R          4.170000 %
TOTALS                   232.50845642     14.45641602    0.82091807   15.27733409    218.05204040





IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank, N.A. - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                          Page 2
Chase Manhattan Auto Owner Trust 2002-A
                                                                December 15 2004
                                                 STATEMENT TO CERTIFICATEHOLDERS


                                                                                                      
                                                                    Due Period                                              33
                                                                    Due Period Beginning Date                         11/01/04
                                                                    Due Period End Date                               11/30/04
                                                                    Determination Date                                12/10/04

Section 5.8(iii)         Servicing Fee                                                                              392,164.26
Section 5.8(iii)         Servicing Fee per $1000                                                                    0.19375705

Section 5.8(iv)          Administration Fee                                                                           1,000.00
Section 5.8(iv)          Administration Fee per $1000                                                               0.00049407

Section 5.8(vi)          Pool Balance at the end of the Collection Period                                       441,337,329.84

Section 5.8(vii)         Repurchase Amounts for Repurchased Receivable
                         By Seller                                                                                        0.00
                         By Servicer                                                                                 57,968.99
                         TOTAL                                                                                       57,968.99

Section 5.8(viii)        Realized Net Losses for Collection Period                                                  229,224.58

Section 5.8(ix)          Reserve Account Balance after Disbursement                                              15,180,000.00

Section 5.8(x)           Specified Reserve Account Balance                                                       15,180,000.00

Section 5.8(xi)          Total Distribution Amount                                                               31,885,179.29
                         Servicing Fee                                                                              392,164.26
                         Administration Fee                                                                           1,000.00
                         Noteholders Distribution Amount                                                         29,524,460.41
                         Certficateholders Distribution Amount                                                    1,396,863.79
                         Deposit to Reserve Account                                                                 570,690.83


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.