Exhibit 99.1 Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders December 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 570,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 498,400,000.00 449,369,167.39 27,936,689.35 1,587,771.06 29,524,460.41 0.00 0.00 421,432,478.04 R 50,600,000.00 21,227,948.40 1,323,096.67 73,767.12 1,396,863.79 0.00 0.00 19,904,851.73 TOTALS 2,024,000,000.00 470,597,115.79 29,259,786.02 1,661,538.18 30,921,324.20 0.00 0.00 441,337,329.77 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 % A3 161581CC5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.490000 % A4 161581CD3 901.62353008 56.05274749 3.18573648 59.23848397 845.57078258 A4 4.240000 % R 161581CE1 419.52467194 26.14815553 1.45784822 27.60600375 393.37651640 R 4.170000 % TOTALS 232.50845642 14.45641602 0.82091807 15.27733409 218.05204040 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank, N.A. - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A December 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 33 Due Period Beginning Date 11/01/04 Due Period End Date 11/30/04 Determination Date 12/10/04 Section 5.8(iii) Servicing Fee 392,164.26 Section 5.8(iii) Servicing Fee per $1000 0.19375705 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 441,337,329.84 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 57,968.99 TOTAL 57,968.99 Section 5.8(viii) Realized Net Losses for Collection Period 229,224.58 Section 5.8(ix) Reserve Account Balance after Disbursement 15,180,000.00 Section 5.8(x) Specified Reserve Account Balance 15,180,000.00 Section 5.8(xi) Total Distribution Amount 31,885,179.29 Servicing Fee 392,164.26 Administration Fee 1,000.00 Noteholders Distribution Amount 29,524,460.41 Certficateholders Distribution Amount 1,396,863.79 Deposit to Reserve Account 570,690.83 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.