Exhibit 99.1
Page 1
Chase Manhattan Auto Owner Trust 2002-B
Statement to Certificateholders
December 15 2004
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE
A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 365,000,000.00 25,402,905.57 20,737,619.22 75,785.33 20,813,404.55 0.00 0.00 4,665,286.35
A4 345,800,000.00 345,800,000.00 0.00 1,213,181.67 1,213,181.67 0.00 0.00 345,800,000.00
CERT 34,200,000.00 17,860,353.65 997,786.41 63,106.58 1,060,892.99 0.00 0.00 16,862,567.24
TOTALS 1,368,000,000.00 389,063,259.22 21,735,405.63 1,352,073.58 23,087,479.21 0.00 0.00 367,327,853.59
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL CLASS PASS THRU
CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE
A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 %
A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 %
A3 161581CN1 69.59700156 56.81539512 0.20763104 57.02302616 12.78160644 A3 3.580000 %
A4 161581CP6 1,000.00000000 0.00000000 3.50833334 3.50833334 1,000.00000000 A4 4.210000 %
CERT 161581CQ4 522.23256287 29.17504123 1.84522164 31.02026287 493.05752164 CERT 4.240000 %
TOTALS 284.40296727 15.88845441 0.98835788 16.87681229 268.51451286
DISTRIBUTION IN DOLLARS
Kelly M Crosson
JPMorgan Chase Bank, N.A. - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com
Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.
Page 2
Chase Manhattan Auto Owner Trust 2002-B
December 15 2004
STATEMENT TO CERTIFICATEHOLDERS
Due Period 30
Due Period Beginning Date 11/01/04
Due Period End Date 11/30/04
Determination Date 12/10/04
Section 5.8(iii) Servicing Fee 324,219.38
Section 5.8(iii) Servicing Fee per $1000 0.23700247
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00073099
Section 5.8(vi) Pool Balance at the end of the Collection Period 367,327,853.59
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 78,940.60
TOTAL 78,940.60
Section 5.8(viii) Realized Net Losses for Collection Period 260,915.11
Section 5.8(ix) Reserve Account Balance after Disbursement 10,260,000.00
Section 5.8(x) Specified Reserve Account Balance 10,260,000.00
Section 5.8(xi) Yield Supplement Account Balance 1,102,212.27
Section 5.8(xii) Total Distribution Amount 23,898,096.27
Servicing Fee 324,219.38
Administration Fee 1,000.00
Noteholders Distribution Amount 22,026,586.22
Certficateholders Distribution Amount 1,060,892.99
Deposit to Reserve Account 485,397.68
Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.