Page 1
Chase Manhattan Auto Owner Trust 2003-A
                                             Statement to Certificateholders
                                             December 15 2004



        DISTRIBUTION IN DOLLARS
               ORIGINAL            PRIOR                                                                                CURRENT
                FACE             PRINCIPAL                                                REALIZED        DEFERRED     PRINCIPAL
CLASS          VALUE              BALANCE       PRINCIPAL        INTEREST       TOTAL      LOSES          INTEREST      BALANCE
                                                                                            
A1         404,000,000.00              0.00           0.00            0.00           0.00   0.00            0.00              0.00
A2         518,000,000.00     18,100,444.52  18,100,444.52       19,005.47  18,119,449.99   0.00            0.00              0.00
A3         520,000,000.00    520,000,000.00  25,348,854.04      658,666.67  26,007,520.71   0.00            0.00    494,651,145.96
A4         517,700,000.00    517,700,000.00           0.00      888,718.33     888,718.33   0.00            0.00    517,700,000.00
CERT        50,300,000.00     50,300,000.00   1,228,724.45       85,510.00   1,314,234.45   0.00            0.00     49,071,275.55
TOTALS   2,010,000,000.00  1,106,100,444.52  44,678,023.01    1,651,900.47  46,329,923.48   0.00            0.00  1,061,422,421.51






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                            PRIOR                                                          CURRENT                          CURRENT
                          PRINCIPAL                                                        PRINCIPAL                      PASS THRU
CLASS      CUSIP            FACTOR         PRINCIPAL       INTEREST        TOTAL           FACTOR        CLASS                 RATE
                                                                                         
A1       161581CR2          0.00000000     0.00000000      0.00000000     0.00000000        0.00000000     A1            1.200000 %
A2       161581CS0         34.94294309    34.94294309      0.03669010    34.97963319        0.00000000     A2            1.260000 %
A3       161581CT8      1,000.00000000    48.74779623      1.26666667    50.01446290      951.25220377     A3            1.520000 %
A4       161581CU5      1,000.00000000     0.00000000      1.71666666     1.71666666    1,000.00000000     A4            2.060000 %
CERT     161581CV3      1,000.00000000    24.42792147      1.70000000    26.12792147      975.57207853     CERT          2.040000 %
TOTALS                    550.29872862    22.22787214      0.82184103    23.04971317      528.07085647




IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank, N.A. - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2
Chase Manhattan Auto Owner Trust 2003-A

                                                 December 15 2004
                                                 STATEMENT TO CERTIFICATEHOLDERS


                                                                                                        
                                                 Due Period                                                                    18
                                                 Due Period Beginning Date                                               11/01/04
                                                 Due Period End Date                                                     11/30/04
                                                 Determination Date                                                      12/10/04

Section 5.8(iii)        Servicing Fee                                                                                  921,750.37
Section 5.8(iii)        Servicing Fee per $1000                                                                        0.45858227

Section 5.8(iv)         Administration Fee                                                                               1,000.00
Section 5.8(iv)         Administration Fee per $1000                                                                   0.00049751

Section 5.8(vi)         Pool Balance at the end of the Collection Period                                         1,061,422,425.13

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                                            0.00
                        By Servicer                                                                                     79,003.26
                        TOTAL                                                                                           79,003.26

Section 5.8(viii)       Realized Net Losses for Collection Period                                                      333,939.59

Section 5.8(ix)         Reserve Account Balance after Disbursement                                                  18,574,892.44

Section 5.8(x)          Specified Reserve Account Balance                                                           18,574,892.44

Section 5.8(xi)         Yield Supplement Account Balance                                                             1,253,306.22

Section 5.8(xii)        Total Distribution Amount                                                                   49,326,943.23
                        Servicing Fee                                                                                  921,750.37
                        Administration Fee                                                                               1,000.00
                        Noteholders Distribution Amount                                                             45,015,689.03
                        Certificateholders Distribution Amount                                                       1,314,234.45
                        Deposit to Reserve Account                                                                   2,074,269.38


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.