UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2004 CHASE MANHATTAN MARINE OWNER TRUST 1997-A (Issuer of securities) CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION ---------------------------------------------- (Exact name of registrant as specified in its charter) United States 333-32737 22-2382028 - ---------------------------- ------------ ------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) White Clay Center, Building 200, Newark, DE 19711 - ------------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (302) 575-5000 JPMORGAN CHASE BANK (f/k/a The Chase Manhattan Bank) ---------------------------------------------------- (Exact name of registrant as specified in its charter) New York 333-32737 13-4994650 - ---------------------------- ------------ ------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 270 Park Avenue, New York, New York 10017 - ------------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (212) 270-6000 - -------------------------------------------------------------- (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) SECTION 8 - OTHER EVENTS Item 8.01 Other Events. Chase Manhattan RV Owner Trust 1997-A is the issuer of 10 classes of Asset Backed Notes and one class of Asset Backed Certificates. The notes and certificates are serviced in accordance with the Sale and Servicing Agreement, dated as of October 1, 1997, as amended. The parties to the Sale and Servicing Agreement are: Chase Manhattan Bank USA, National Association, as a seller, JPMorgan Chase Bank (f/k/a The Chase Manhattan Bank), as seller, and The CIT Group/Sales Financing, Inc., as servicer. On or about December 15, 2004, CIT, as servicer, made the distributions to holders of Chase Manhattan RV Owner Trust 1997-A notes and certificates as contemplated by the Sale and Servicing Agreement. Copies of the monthly reports for each class of notes and certificates with respect to such distributions delivered pursuant to the Sale and Servicing Agreement are being filed as exhibits to this Current Report on Form 8-K. SECTION 9 - FINANCIAL STATEMENTS AND EXHIBITS Item 9.01 Financial Statements and Exhibits. (c) Exhibits. Exhibit No. Description - ----------- ----------- 99.1 Monthly Reports with respect to the December 15, 2004 distribution. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. THE CIT GROUP/SALES FINANCING, INC., as Servicer By: /s/ William G. Delaney ------------------------------------ Name: William G. Delaney Title: Vice President Date: December 16, 2004 INDEX TO EXHIBITS ----------------- Exhibit No. Description - ----------- ----------- 99.1 Monthly Reports with respect to the distribution to holders of notes on December 15, 2004.