Exhibit 23

                          INDEPENDENT AUDITOR'S CONSENT

We consent to the incorporation by reference in Registration Statements No.
333-60998, 333-61102, 333-104422 and 333-106059 of James Monroe Bancorp, Inc. on
Forms S-8 of our report, dated January 7, 2005, relating to the consolidated
balance sheets of James Monroe Bancorp, Inc. and Subsidiaries as of December 31,
2004 and 2003, and the related consolidated statements of income, changes in
stockholders' equity and cash flows for the years ended December 31, 2004, 2003
and 2002 appearing in this Form 10-K of James Monroe Bancorp, Inc. for the year
ended December 31, 2004.


/s/ Yount, Hyde & Barbour, P.C.


Winchester, Virginia
March 18, 2005