Exhibit 99

[VIRGINIA COMMERCE BANCORP, INC. LOGO]

                                  PRESS RELEASE

FOR IMMEDIATE RELEASE

CONTACT INFO:     RICK GREEN, PRESIDENT & C.E.O.
                           KERBY E. CROWELL, EXECUTIVE VICE PRESIDENT & C.F.O.

TELEPHONE:                 (405) 372-2230

                        SOUTHWEST BANCORP, INC. ANNOUNCES
                    REDEMPTION OF TRUST PREFERRED SECURITIES

         Stillwater, Oklahoma - April 28, 2005 -- Southwest Bancorp, Inc.
(Nasdaq - OKSB, OKSBO) ("Southwest"), the Oklahoma-based parent company of the
Stillwater National Bank and Trust Company and SNB Bank of Wichita, announced
today that all 1,000,500 of the 9.30% Cumulative Trust Preferred Securities (the
"Trust Preferred Securities") issued by its subsidiary SBI Capital Trust (the
"Trust") will be redeemed on June 24, 2005 (the "Redemption Date"), at a
redemption price equal to the $25.00 liquidation amount, plus accrued and unpaid
distributions to the Redemption Date, for each Trust Preferred Security. In
accordance with the Amended and Restated Trust Agreement governing the Trust
Preferred Securities, June 9, 2005 has been established as the record date for
determining holders entitled to receive the redemption price. The Trust
Preferred Securities were originally issued in June 1997, and are listed on the
Nasdaq National Market under the symbol "OKSBO". Distributions will cease to
accrue on the Trust Preferred Securities effective on the Redemption Date. U.S.
Bank, National Association serves as Property Trustee for the Trust.

         The redemption of the Trust Preferred Securities is a result of the
concurrent redemption by the Company of its 9.30% Junior Subordinated Deferrable
Interest Debentures due 2027 (the "Debentures"), all of which are held by the
Trust. The redemption is being funded from the proceeds of an issue of trust
preferred securities issued in October 2003.

Southwest Bancorp and Subsidiaries

Southwest is the financial holding company for Stillwater National Bank and
Trust Company ("Stillwater National"), SNB Bank of Wichita ("SNB Wichita"), and
Southwest's management consulting subsidiaries, Healthcare Strategic Support,
Inc., and Business Consulting Group, Inc. Southwest is an independent company,
not controlled by other organizations or individuals and pursues an established
strategy of independent operation for the benefit of all of its shareholders.

A substantial portion of Southwest's current business and focus for the future
are services for local businesses, their primary employees, healthcare
facilities and professionals and other managers and professionals. Southwest
seeks to be the premier financial services company for its selected markets.
Information regarding Southwest can be retrieved via the Internet, at
www.oksb.com. Southwest, Stillwater National, and SNB Wichita offer
commercial and consumer lending, deposit, and investment services, and
specialized cash management, consulting and other financial services from
offices in Stillwater, Tulsa, Oklahoma City, and Chickasha, Oklahoma, Wichita,
Kansas and metropolitan Dallas, Austin and San Antonio, Texas; loan production
offices in Kansas City, Kansas, and on the campuses of the University of
Oklahoma Health Sciences Center and Oklahoma State University-Tulsa; and on the
Internet. Southwest intends to focus its efforts on markets with characteristics
that will allow it to capitalize on its strengths, and to continue establishing
new offices in those markets. Southwest considers acquisitions of other
financial institutions and other companies, from time to time, although it does
not have any specific agreements or understandings for any such acquisition at
present. Southwest also extends loans to borrowers in Oklahoma and neighboring
states through participations with correspondent banks. Information regarding
products and services of Stillwater National and SNB Wichita, including SNB
DirectBanker(R), Southwest's online banking product, can be retrieved via the
Internet, at www.banksub.com and www.subwichita.com. The Stillwater National and
SNB Wichita web sites and online banking technology are frequently updated in
response to the changing needs of the large base of Internet banking customers.







Forward-Looking Statements

This Press Release includes forward-looking statements, such as: statements of
Southwest's goals, intentions, and expectations; estimates of risks and of
future costs and benefits; assessments of the amount and timing of problem loan
payoffs and loan losses; off-balance sheet risk and market risk; and statements
of Southwest's ability to achieve financial and other goals. These
forward-looking statements are subject to significant uncertainties because they
are based upon: future interest rates, market behavior, and other economic
conditions; future laws and regulations; and a variety of other matters. Because
of these uncertainties, the actual future results may be materially different
from the results indicated by these forward-looking statements. In addition,
Southwest's past growth and performance do not necessarily indicate its future
results.