Exhibit 32(c)

                    CERTIFICATION OF CHIEF FINANCIAL OFFICER
                       PURSUANT TO 18 U.S.C. SECTION 1350

         In connection with the Form 10-Q of James Monroe Bancorp, Inc. for the
quarter ended June 30, 2005, I, John J. Brough, Senior Vice President and Chief
Financial Officer of James Monroe Bancorp, Inc., hereby certify pursuant to 18
U.S.C. ss.1350, as adopted pursuant to ss.906 of the Sarbanes-Oxley Act of 2002,
to the best of my knowledge and belief, that:

     (1) such Form 10-Q for the quarter ended June 30, 2005, fully complies with
         the requirements of section 13(a) or 15(d) of the Securities Act of
         1934; and

     (2) the information contained in such Form 10-Q for the quarter ended June
         30, 2005, fairly presents, in all material respects, the financial
         condition and results of operations of James Monroe Bancorp, Inc.


/s/ John J. Brough
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John J. Brough
Senior Vice President & Chief Financial Officer