Exhibit 32(c)


                    CERTIFICATION OF CHIEF FINANCIAL OFFICER
                       PURSUANT TO 18 U.S.C. SECTION 1350


         In connection with the Form 10-Q of James Monroe Bancorp, Inc. for the
quarter ended September 30, 2005, I, John J. Brough, Senior Vice President and
Chief Financial Officer of James Monroe Bancorp, Inc., hereby certify pursuant
to 18 U.S.C. ss.1350, as adopted pursuant to ss.906 of the Sarbanes-Oxley Act of
2002, to the best of my knowledge and belief, that:

(1)      such Form 10-Q fully complies with the requirements of section 13(a) or
         15(d) of the Securities Act of 1934; and

(2)      the information contained in such Form 10-Q fairly presents, in all
         material respects, the financial condition and results of operations of
         James Monroe Bancorp, Inc.


/s/ John J. Brough
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John J. Brough
Senior Vice President & Chief Financial Officer