Exhibit 23.1

            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

The Board of Directors
Boardwalk Bank:

We consent to the incorporated by reference in this registration statement of
our report dated January 20, 2006, with respect to the consolidated statements
of financial condition of Boardwalk Bank (the Bank) as of December 31, 2005 and
2004, and the related consolidated statements of operations, changes in
shareholders' equity and comprehensive income (loss), and cash flows for each of
the years in the three-year period ended December 31, 2005, which reports appear
in the Form 10K of Boardwalk Bank dated March 20, 2006.

/s/  KPMG LLP

Philadelphia, Pennsylvania
June 29, 2006