POWER OF ATTORNEY

The undersigned hereby constitutes and appoints each of Michael Hoes,
Geoff Saxe, Michael Lapp, Amanda Daniel, Vincent Lichtenberger, and
Jeffrey Werbitt as the undersigned?s true and lawful attorneys-in-fact
to:

(1) prepare, execute in the undersigned?s name and on the
undersigned?s behalf, and submit to the U.S. Securities and Exchange
Commission (the ?SEC?) a Form ID, including amendments thereto, and
any other documents necessary or appropriate to obtain codes and
passwords enabling the undersigned to make electronic filings with the
SEC of reports required by Section 16(a) of the Securities Exchange
Act of 1934, as amended (the ?Exchange Act?) or any rule or regulation
of the SEC;

(2) execute for and on behalf of the undersigned, in the
undersigned?s capacity as a reporting person pursuant to Section 16 of
the Exchange Act, and the rules thereunder, of Bank of America
Corporation (the ?Company?), Forms 3, 4 and 5 in accordance with
Section 16(a) of the Exchange Act;

(3) do and perform any and all acts for and on behalf of the
undersigned which may be necessary or desirable to complete and
execute any such Form 3, 4 or 5 and timely file such form with the SEC
and the New York Stock Exchange or similar authority; and

(4) take any other action of any type whatsoever in connection with
the foregoing which, in the opinion of any of such attorneys-in-fact,
may be of benefit to, in the best interest of, or legally required by,
the undersigned, it being understood that the documents executed by
any of such attorneys-in-fact on behalf of the undersigned pursuant to
this Power of Attorney shall be in such form and shall contain such
terms and conditions as any of such attorneys-in-fact may approve in
the discretion of any of such attorneys-in-fact.

The undersigned hereby grants to each such attorney-in-fact full power
and authority to do and perform any and every act and thing whatsoever
requisite, necessary, or proper to be done in the exercise of any of
the rights and powers herein granted, as fully to all intents and
purposes as the undersigned might or could do if personally present,
with full power of substitution or revocation, hereby ratifying and
confirming all that any of such attorneys-in-fact, or the substitute
or substitutes of any of such attorneys in-fact, shall lawfully do or
cause to be done by virtue of this Power of Attorney and the rights
and powers herein granted. The undersigned acknowledges that the
foregoing attorneys-in-fact, in serving in such capacity at the
request of the undersigned, are not assuming, nor is the Company
assuming, any of the undersigned?s responsibilities to comply with
Section 16 of the Exchange Act.

This Power of Attorney shall remain in full force and effect until the
undersigned is no longer required to file Forms 3, 4 and 5 with
respect to the undersigned?s holdings of and transactions in
securities issued by the Company, unless earlier revoked by the
undersigned in a signed writing delivered to the foregoing attorneys-
in-fact. This Power of Attorney also serves to revoke as of the date
hereof, any Power of Attorney previously filed for the purpose of
executing filings pursuant to Section 16 of the Exchange Act on behalf
of the undersigned.

IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney
to be executed as of this 13th day of July, 2019.


Signature: ________/s/ Denise L. Ramos___________________________
Name: Denise L. Ramos