POWER OF ATTORNEY

The undersigned is, or is expected to become, a director and/or
executive officer of The Progressive Corporation, an Ohio
corporation (the ?Corporation?), certain securities
of which are registered pursuant to Section 12 of the Securities
Exchange Act of 1934, as amended (the ?Act?).  The undersigned
hereby makes, constitutes and appoints Daniel P. Mascaro,
Michael R. Uth, David M. Coffey, Laurie F. Humphrey and
Allyson L. Bach, and each of them, my true and lawful
attorney-in-fact and agent, with full power of substitution and
resubstitution, for me and in my name, place and
stead, as my attorney-in-fact and agent, to:

a.	prepare, sign and file a Form ID, or successor form, to
obtain any EDGAR or other codes necessary for the undersigned to
file documents with the Securities and Exchange Commission, and
to prepare and sign any and all Forms 3, 4 and 5, or successor
forms, and any and all amendments or supplements thereto, in order
to report, pursuant to Section 16(a) of the Act, the number of
the Common Shares and other securities (including any derivative
securities) of the Corporation beneficially owned by the
undersigned, or any change in the number of Common Shares or
other securities of the Corporation so owned by the undersigned
or in the nature of such ownership, and to
file with the Securities and Exchange Commission and the
New York Stock Exchange the required number of copies of such
form or forms, or any such amendments or supplements,
pursuant to and in accordance with the applicable rules and
regulations of the Securities and Exchange Commission and the
New York Stock Exchange; and

b.	prepare and sign any and all Forms 144, or successor
forms, and any and all amendments or supplements thereto, in order
to facilitate the sale of Common Shares or other securities of
the Corporation beneficially owned by the undersigned, pursuant
to Rule 144 under the Securities Act of 1933, as amended, and to
file with the Securities and Exchange Commission and the New York
Stock Exchange the required number of copies
of such form or forms, or any such amendments or supplements,
pursuant to and in accordance with the applicable rules and
regulations of the Securities and Exchange Commission and
the New York Stock Exchange;

giving and granting unto each said attorney-in-fact and agent full
power and authority to do and perform any and all acts and things
whatsoever necessary or appropriate to be done in or about the
premises, as fully to all intents and purposes as the undersigned
might or could do if personally present, hereby ratifying and
approving all that said attorneys-in-fact and agents, or any of
them, or any such substitute or substitutes,
shall lawfully do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, the undersigned has executed this Power of
Attorney as of the 8th day of October, 2020.


/s Karen Bailo

KAREN BAILO