THE BOARD OF DIRECTORS
INTERNATIONAL FINANCIAL GROUP, INC.

We consent to the use of our report  included herein and to the reference to our
firm under the heading  "Experts" in the prospectus and the use of the statments
inserted  as an  exhibit  to the  prospectus  and  into  the  section  "Selected
Consolidated Financial Data".




(signature, Miller and McCollom)
MILLER AND MCCOLLOM

Lakewood, Colorado
March 7, 2000