UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20529

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 OR 15(d) of
The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) November 29, 2005


MBNA AMERICA BANK, NATIONAL ASSOCIATION
ON BEHALF OF THE
MBNA MASTER CREDIT CARD TRUST II
(Issuer of the Collateral Certificate)
AND THE
MBNA CREDIT CARD MASTER NOTE TRUST
(Issuer of the MBNAseries Class A, Class B, and Class C notes)
(Exact name of registrant as specified in its charter)

United States

333-104089

51-0331454
(State or other jurisdiction of
incorporation)

(Commission File Number)

(IRS Employer
Identification No.)

Wilmington, DE

19884
(Address of principal executive office)

(Zip Code)

Registrant's telephone number, including area code  (800) 362-6255.

                        N/A
(Former name or address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2. below):

[  ] Written communication pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[  ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))





Section 8 - Other Events.

ITEM 8.01.              Other Events.

On November 29, 2005, MBNA America Bank, National Association (the "Seller")
conveyed to the MBNA Master Credit Card Trust II (the "Trust") all of the
receivables (the "Receivables") in certain additional credit card accounts
(the "Additional Accounts") of the Seller pursuant to an Assignment No.
45 of Receivables in Additional Accounts dated as of  November 29, 2005,
(the "Assignment").  The principal amount of the Receivables in the Additional
Accounts on  November 29, 2005, was $1,651,452,545.16.  The Seller conveyed the
Receivables in the Additional Accounts to the Trust pursuant to subsection
2.06(b) of the Pooling and Servicing Agreement.

December 15, 2005, is a Payment Date for each publicly-offered tranche of
Notes relating to the MBNASeries issued by MBNA Credit Card Master Note Trust.
Copies of the MBNASeries Noteholders'Statement and the MBNASeries Schedule,
each for the month ended November 30, 2005, are included as Exhibits to this
Report under Exhibit 20.


Section 9 - Financial Statements and Exhibits

ITEM 9.01 (c). Exhibits.

The following are filed as Exhibits to this Report under Exhibit 20:

             20.1  MBNASeries Noteholders' Statement for the month ended
                   November 30, 2005.

             20.2 MBNASeries Schedule to the Noteholders' Statement for the
                  month ended November 30,2005.





                                                        SIGNATURES



      Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated:     December 15, 2005


                                    MBNA AMERICA BANK, NATIONAL ASSOCIATION,
                                    as Servicer



                                    By:         /s/Marcie Copson-Hall
                                    ----------------------------------
                                    Name:   Marcie Copson-Hall
                                    Title:  Executive Vice President