SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) XX ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES - ----EXCHANGE ACT OF 1934 (FEE REQUIRED) For the fiscal year ended DECEMBER 31, 2002 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE - ----SECURITIES EXCHANGE ACT OF 1934 (NO FEE REQUIRED) For the transition period from to ------------- ------------------ Commission file number 333-54664 FORD CREDIT AUTO OWNER TRUST 2002-A FORD CREDIT AUTO OWNER TRUST 2002-B FORD CREDIT AUTO OWNER TRUST 2002-C FORD CREDIT AUTO OWNER TRUST 2002-D (Ford Credit Auto Receivables Two LLC - Originator) ----------------------------------------------------- (Exact name of registrant as specified in its charter) State of Incorporation: Delaware Employer Identification No.: 38-3574956 Address of principal executive offices: One American Road Dearborn, Michigan 48121 Registrant's telephone number, including area code: (313)322-3000 Securities registered pursuant to Section 12(b) of the Act: NONE Securities registered pursuant to Section 12(g) of the Act: NONE Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(c) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. XX Yes No ------ ------ Indicate by check mark whether the registrant is an accelerated filer (as defined in Rule 12b-2 of the Act.) Yes XX No ------ ------ Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of the registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [X] PART I. ITEM 1. BUSINESS For a discussion of the business for the Ford Credit Auto Owner Trust 2002-A see the Prospectus and Prospectus Supplement dated January 8, 2002 and January 8, 2002, respectively. For a discussion of the business for the Ford Credit Auto Owner Trust 2002-B see the Prospectus and Prospectus Supplement dated March 18, 2002 and March 26, 2002, respectively. For a discussion of the business for the Ford Credit Auto Owner Trust 2002-C see the Prospectus and Prospectus Supplement dated June 13, 2002 and June 18, 2002, respectively. For a discussion of the business for the Ford Credit Auto Owner Trust 2002-D see the Prospectus and Prospectus Supplement dated June 13, 2002 and August 22, 2002, respectively. ITEM 2. PROPERTIES For a discussion of the business for the Ford Credit Auto Owner Trust 2002-A see the Prospectus and Prospectus Supplement dated January 8, 2002 and January 8, 2002, respectively. For a discussion of the business for the Ford Credit Auto Owner Trust 2002-B see the Prospectus and Prospectus Supplement dated March 18, 2002 and March 26, 2002, respectively. For a discussion of the business for the Ford Credit Auto Owner Trust 2002-C see the Prospectus and Prospectus Supplement dated June 13, 2002 and June 18, 2002, respectively. For a discussion of the business for the Ford Credit Auto Owner Trust 2002-D see the Prospectus and Prospectus Supplement dated June 13, 2002 and August 22, 2002, respectively. ITEM 3. LEGAL PROCEEDINGS Nothing to Report. ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS Nothing to Report. ITEM II. ITEM 5. MARKET FOR REGISTRANT'S COMMON STOCK AND RELATED STOCKHOLDER MATTERS For Ford Credit Auto Owner Trust 2002-A, one class of equity securities was issued, the Class D Certificates. There is one holder of the Class D Certificates, Ford Credit Auto Receivables Two LLC. For Ford Credit Auto Owner Trust 2002-B, one class of equity securities was issued, the Class D Certificates. There is one holder of the Class D Certificates, Ford Credit Auto Receivables Two LLC. For Ford Credit Auto Owner Trust 2002-C, one class of equity securities was issued, the Class D Certificates. There is one holder of the Class D Certificates, Ford Credit Auto Receivables Two LLC. For Ford Credit Auto Owner Trust 2002-D, one class of equity securities was issued, the Class D Certificates. There is one holder of the Class D Certificates, Ford Credit Auto Receivables Two LLC. ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTS ON ACCOUNTING AND FINANCIAL DISCLOSURE Nothing to report. PART III ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K FOR FORD CREDIT AUTO OWNER TRUST 2002-A, FORD CREDIT AUTO OWNER TRUST 2002-B, FORD CREDIT AUTO OWNER TRUST 2002-C and FORD CREDIT AUTO OWNER TRUST 2002-D. (a) Exhibits Designation Description Method of Filing - ----------- ----------- ---------------- Exhibit 99.1 Ford Credit Auto Owner Trust Filed with this Report 2002-A Annual Servicer Statement as to Compliance Exhibit 99.2 Ford Credit Auto Owner Trust Filed with this Report 2002-B Annual Servicer Statement as to Compliance Exhibit 99.3 Ford Credit Auto Owner Trust Filed with this Report 2002-C Annual Servicer Statement as to Compliance Exhibit 99.4 Ford Credit Auto Owner Trust Filed with this Report 2002-D Annual Servicer Statement as to Compliance Exhibit 99.5 Ford Credit Auto Owner Trust Filed with this Report 2002-A Annual Independent Certified Public Accountant's Report Exhibit 99.6 Ford Credit Auto Owner Trust Filed with this Report 2002-B Annual Independent Certified Public Accountant's Report Exhibit 99.7 Ford Credit Auto Owner Trust Filed with this Report 2002-C Annual Independent Certified Public Accountant's Report Exhibit 99.8 Ford Credit Auto Owner Trust Filed with this Report 2002-D Annual Independent Certified Public Accountant's Report Exhibit 99.9 Chief Servicing Officer Filed with this Report Certification Pursuant to Section 302 (a) of the Sarbanes-Oxley Act of 2002 Relating to Reports Exhibit 99.10 Chief Securitization Officer Filed with this Report Certification Pursuant to Section 302 (a) of the Sarbanes-Oxley Act of 2002 Relating to Reports (b) Reports on Form 8-K The Current Reports on Form 8-K attaching the related Monthly Servicing Report were filed by Ford Credit Auto Owner Trust 2002-A, Ford Credit Auto Owner Trust 2002-B, Ford Credit Auto Owner Trust 2002-C and Ford Credit Auto Owner Trust 2002-D on January 15, 2003 for the month ending December 31, 2002, on December 16, 2002 for the month ending November 30, 2002 and on November 14, 2002 for the month ending October 31, 2002. SIGNATURES Pursuant to the requirements of Section 13 of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. Ford Credit Auto Receivables Two LLC (Registrant) Date: March 28, 2003 By:/s/ A. B. Frankel --------------------------------- Assistant Secretary EXHIBIT INDEX FORD CREDIT AUTO OWNER TRUST 2002-A, FORD CREDIT AUTO OWNER TRUST 2002-B, FORD CREDIT AUTO OWNER TRUST 2002-C and FORD CREDIT AUTO OWNER TRUST 2002-D Exhibit Number Description of Exhibit Method of Filing - ------- ------------------------ ---------------- Exhibit 99.1 Ford Credit Auto Owner Trust Filed with this Report 2002-A Annual Servicer Statement as to Compliance Exhibit 99.2 Ford Credit Auto Owner Trust Filed with this Report 2002-B Annual Servicer Statement as to Compliance Exhibit 99.3 Ford Credit Auto Owner Trust Filed with this Report 2002-C Annual Servicer Statement as to Compliance Exhibit 99.4 Ford Credit Auto Owner Trust Filed with this Report 2002-D Annual Servicer Statement as to Compliance Exhibit 99.5 Ford Credit Auto Owner Trust Filed with this Report 2002-A Annual Independent Certified Public Accountant's Report Exhibit 99.6 Ford Credit Auto Owner Trust Filed with this Report 2002-B Annual Independent Certified Public Accountant's Report Exhibit 99.7 Ford Credit Auto Owner Trust Filed with this Report 2002-C Annual Independent Certified Public Accountant's Report Exhibit 99.8 Ford Credit Auto Owner Trust Filed with this Report 2002-D Annual Independent Certified Public Accountant's Report Exhibit 99.9 Chief Servicing Officer Filed with this Report Certification Pursuant to Section 302 (a) of the Sarbanes-Oxley Act of 2002 Relating to Reports Exhibit 99.10 Chief Securitization Officer Filed with this Report Certification Pursuant to Section 302 (a) of the Sarbanes-Oxley Act of 2002 Relating to Reports