EXHIBIT 99.1

                  CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER
                       PURSUANT TO 18 U.S.C. SECTION 1350



                  In connection with the Quarterly Report of Adams County
         National Bank Corporation (the "company") on Form 10-Q for the period
         ending June 30, 2003, as filed with the Securities and Exchange
         Commission (the "Report"), I Ronald L. Hankey, Chairman of the Board
         and Chief Executive Officer, certify, pursuant to 18 U.S.C. Section
         1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of
         2002, that:


1.       The Report fully complies with the requirements of Section 13(a) or15
         (d)of the Securities Exchange Act of 1934; and

2.       The information contained in the Report fairly presents, in all
         material respects, the financial condition and results of operations
         of the Company as of the dates and for the periods expressed in the
         Report.




                                    Ronald L. Hankey, Chairman of the Board/CEO

Date: August 1, 2003