UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT PURSUANT TO SECTIONS 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 20, 2005 QNB CORP. (Exact name of registrant as specified in its charter) Pennsylvania 0-17706 23-2318082 - --------------------------------------- -------------------------------------- ------------------------------------------- (State or other jurisdiction of (Commission File Number) (I.R.S. Employer Identification No.) incorporation or organization) 15 North Third Street, Quakertown, PA 18951-9005 - ------------------------------------- ----------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (215)538-5600 ------------- Item 7 Financial Statements and Exhibits ( c ) The following exhibits are filed herewith: Exhibit No. Description ----------- ----------- 99.1 News release disseminated on July 20, 2005 by QNB Corp. Item 12 Disclosure of Results of Operations and Financial Condition On July 20, 2005, QNB Corp. announced its consolidated financial results for the second quarter ended June 30, 2005. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information included in this Item 12, as well as Exhibit 99.1, referenced herein, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933 unless specifically incorporated in such filing. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. QNB Corp. By: /s/ Bret H. Krevolin ------------------------ Bret H. Krevolin Chief Financial Officer Dated: July 20, 2005 EXHIBIT INDEX Exhibit No. Description - ---------- ------------ 99.1 News release disseminated on July 20, 2005 by QNB Corp. Section 2: EX-99.1 (EX-99.1 NEWS RELEASE DISSEMINATED ON July 20, 2005)