Exhibit 32.1

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

         In connection with the Quarterly Report on Form 10-Q of Cornerstone
Financial Corporation (the "Company") for the period ended March 31, 2009 (the
"Report"), I, George W. Matteo, Jr., Chief Executive Officer of the Company, to
my knowledge certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, that:

         A.    the Report fully complies with the requirements of Section 13(a)
               or 15(d) of the Securities Exchange Act of 1934; and

         B.    the information contained in the Report fairly presents, in
               all material respects, the financial condition and results of
               operations of the Company.

Date:   May 13, 2009                 By: /s/ George W. Matteo, Jr.
                                         -------------------------
                                         George W. Matteo, Jr.,
                                         President and Chief Executive Officer