Exhibit 32.1
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CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED PURSUANT TO SECTION
                     906 OF THE SARBANES-OXLEY ACT OF 2002

Each of the undersigned hereby certifies, pursuant to 18 U.S.C. Section 1350, as
adopted  pursuant  to  Section  906 of the Sarbanes-Oxley Act of 2002, that this
Quarterly  Report  on  Form 10-Q  for the quarter ended September 30, 2005 fully
complies  with  the  requirements  of  Section  13(a) or 15(d) of the Securities
Exchange  Act  of 1934, as amended, and the information contained in such report
fairly  presents,  in all material respects, the financial condition and results
of  operations  of  the  Company.

This 3rd day of November, 2005.

/s/ R. Daniel Blanton
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R. Daniel Blanton
President &
Chief Executive Officer
(Principal executive officer)

 /s/ Ronald L. Thigpen
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Ronald L. Thigpen
Executive Vice President &
Chief Operating Officer
(Principal financial officer)