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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                    FORM 8-K


                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of Earliest Event Reported): January 17, 2006

                        INTERVEST BANCSHARES CORPORATION
               (Exact Name of Registrant as Specified in Charter)

          Delaware                      000-23377               13-3699013
- ------------------------------  ------------------------  ----------------------
      (State or other           (Commission File Number)      (IRS Employer
jurisdiction of incorporation)                            Identification Number)


       One Rockefeller Plaza, Suite 400 New York, New York     10020-2002
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             (Address of Principal Executive Offices)          (Zip Code)


       Registrant's Telephone Number Including Area Code:  (212) 218-2800
                                                           --------------


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

     [_]     Written  communications  pursuant  to Rule 425 under the Securities
             Act  (17  CFR  230.425)

     [_]     Soliciting  material pursuant to Rule 14a-12 under the Exchange Act
             (17  CFR  240.14a-12)

     [_]     Pre-commencement communications pursuant to Rule 14d-2(b) under the
             Exchange  Act  (17  CFR  240.14d-  2(b))

     [_]     Pre-commencement communications pursuant to Rule 13e-4(c) under the
             Exchange  Act  (17  CFR  240.13e-4(c))


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SECTION 2  -  FINANCIAL INFORMATION

ITEM 2.02  RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On  January  17,  2006, the registrant issued an earnings release related to its
quarterly  period  ended  December 31, 2005 and the text of that announcement is
attached  hereto  as  Exhibit  99.1.  This Form 8-K and the attached exhibit are
provided  under  Section  2, Item 2.02 of Form 8-K and are furnished to, but not
filed  with,  the  Securities  and  Exchange  Commission.

SECTION 9  -  FINANCIAL STATEMENTS AND EXHIBITS

ITEM 9.01  FINANCIAL STATEMENTS AND EXHIBITS

(c)       Exhibits

          Exhibit No.  Description

             99.1      Press Release dated January 17, 2006


                                   SIGNATURES

     Pursuant  to  the  requirements of the Securities Exchange Act of 1934, the
Registrant  has  duly  caused  this  report  to  be  signed on its behalf by the
undersigned  thereunto  duly  authorized.

                                     INTERVEST BANCSHARES CORPORATION


Date:     January 17, 2006           By:   /s/ Jerome Dansker
                                          ---------------------------------
                                          JEROME DANSKER,
                                          CHAIRMAN AND CHIEF EXECUTIVE OFFICER
                                          (Principal Executive Officer)


Date:     January 17, 2006           By:   /s/ Lowell S. Dansker
                                          ---------------------------------
                                          LOWELL S. DANSKER,
                                          VICE CHAIRMAN, PRESIDENT AND TREASURER
                                          (Principal Financial Officer)



                                INDEX TO EXHIBITS


Exhibit No.     Description
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99.1            Press Release dated January 17, 2006