Exhibit 99.2

                   Certification Pursuant to 18 U.S.C.ss.1350

         In  connection  with the filing with the United States  Securities  and
Exchange Commission of Emergent Group Inc.'s (the "Company") Quarterly Report on
Form 10-QSB for the period ended March 31, 2003 (the "Report"), the undersigned,
the Chief  Executive  Officer and the Chief  Financial  Officer of the  Company,
hereby  certify that (i) in our  capacities as officers of the Company,  (ii) to
each of our own respective actual knowledge, and (iii) solely for the purpose of
compliance with 18 U.S.C.ss.1350, that:

         (1)      the Report fully complies with the requirements of ss.13(a) or
                  15(d) of the Securities Exchange Act of 1934, as amended; and

         (2)      the information  contained in the Report fairly  presents,  in
                  all material respects,  the financial condition and results of
                  operations of the Company.

                  The above  certification is given as of the date of the Report
         and is  limited  to  the  periods  covered  by the  Report.  The  above
         certification is made severally and not jointly.

                  IN  WITNESS  WHEREOF,   the  undersigned  have  executed  this
Certificate on May 12, 2003.

                                          By: /s/ William M. McKay
                                                  ----------------
                                                  William M. McKay
                                                  Chief Financial Officer


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