Exhibit 32.1


                    CERTIFICATION OF CHIEF EXECUTIVE OFFICER
                                   PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


      In connection with the Quarterly Report of China Finance, Inc. on Form
10-QSB for the quarter ended September 30, 2004 as filed with the Securities and
Exchange Commission (the "Report"), I, Zhiyong Xu, Chief Executive Officer and
Chairman of the Board of China Finance, Inc., certify, pursuant to 18 U.S.C.
Section 1350, as adopted by Section 906 of the Sarbanes-Oxley Act of 2002, that,
to the best of my knowledge:

      1. The Report fully complies with the requirements of Section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

      2. The information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of China
Finance, Inc. as of and for the period covered by the Report.


      Pursuant to the rules and regulations of the Securities and Exchange
Commission, this certification is being furnished and is not deemed filed.


November 18, 2004             /s/ Zhiyong Xu
                              -------------------------------------------------
                              Zhiyong Xu
                              Chief Executive Officer and Chairman of the Board

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