CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2000-1 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,822,187.50 Class B Note Interest Requirement 162,473.96 Net Class C Note Interest Requirement 222,091.16 2,206,752.62 (iii) Collections of Principal Receivables 142,797,380.88 (iv) Collections of Finance Charge Receivables 12,379,002.78 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 892,857,000.00 Adjusted Interest 892,857,000.00 Floating Investor Percentage 2.64% Fixed Investor Percentage 2.64% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,519,223.03 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 744,047.50 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.96% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,641,523.90 (xxii) Note Rate Class A 2.57250% Class B 2.75250% Class C 3.13250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2000-3 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,793,854.17 Class B Note Interest Requirement 162,473.96 Net Class C Note Interest Requirement 219,814.36 2,176,142.49 (iii) Collections of Principal Receivables 142,797,380.88 (iv) Collections of Finance Charge Receivables 12,379,002.78 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 892,857,000.00 Adjusted Interest 892,857,000.00 Floating Investor Percentage 2.64% Fixed Investor Percentage 2.64% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,519,223.03 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 744,047.50 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,634,955.28 (xxii) Note Rate Class A 2.53250% Class B 2.75250% Class C 3.10250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2001-1 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,714,492.50 Class B Note Interest Requirement 157,484.93 Net Class C Note Interest Requirement 220,101.18 2,092,078.61 (iii) Collections of Principal Receivables 135,943,128.35 (iv) Collections of Finance Charge Receivables 11,784,812.53 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 850,000,000.00 Adjusted Interest 850,000,000.00 Floating Investor Percentage 2.52% Fixed Investor Percentage 2.52% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,254,301.17 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 708,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,076,479.20 (xxii) Note Rate Class A 2.54250% Class B 2.80250% Class C 3.25250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2001-2 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,191,180.56 Class B Note Interest Requirement 108,707.75 Net Class C Note Interest Requirement 156,664.00 1,456,552.30 (iii) Collections of Principal Receivables 95,198,253.92 (iv) Collections of Finance Charge Receivables 8,252,668.52 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 595,238,000.00 Adjusted Interest 595,238,000.00 Floating Investor Percentage 1.76% Fixed Investor Percentage 1.76% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 3,679,482.02 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 496,031.67 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 7,756,636.85 (xxii) Note Rate Class A 2.52250% Class B 2.76250% Class C 3.30250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2001-4 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Distribution allocable to: Class A Note Interest Requirement 2,004,594.67 Class B Note Interest Requirement 183,954.17 Net Class C Note Interest Requirement 263,192.56 2,451,741.39 (iii) Collections of Principal Receivables 159,933,092.18 (iv) Collections of Finance Charge Receivables 13,864,485.33 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 2.96% Fixed Investor Percentage 2.96% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,181,530.79 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 13,031,152.00 (xxii) Note Rate Class A 5.50000% Class B 2.78250% Class C 3.30250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2001-6 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,410,940.00 Class B Note Interest Requirement 228,678.33 Net Class C Note Interest Requirement 336,231.09 2,975,849.42 (iii) Collections of Principal Receivables 191,919,710.61 (iv) Collections of Finance Charge Receivables 16,637,382.40 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,200,000,000.00 Adjusted Interest 1,200,000,000.00 Floating Investor Percentage 3.55% Fixed Investor Percentage 3.55% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,417,836.94 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,000,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 15,637,382.40 (xxii) Note Rate Class A 2.53250% Class B 2.88250% Class C 3.50250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2002-1 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,985,316.67 Class B Note Interest Requirement 184,615.28 Net Class C Note Interest Requirement 269,992.56 2,439,924.50 (iii) Collections of Principal Receivables 159,933,092.18 (iv) Collections of Finance Charge Receivables 13,864,485.33 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 2.96% Fixed Investor Percentage 2.96% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,181,530.79 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 13,031,152.00 (xxii) Note Rate Class A 2.50250% Class B 2.79250% Class C 3.38250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2002-2 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,723,910.00 Class B Note Interest Requirement 252,908.06 Net Class C Note Interest Requirement 368,469.56 3,345,287.62 (iii) Collections of Principal Receivables 223,906,329.05 (iv) Collections of Finance Charge Receivables 19,410,279.47 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,400,000,000.00 Adjusted Interest 1,400,000,000.00 Floating Investor Percentage 4.14% Fixed Investor Percentage 4.14% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 8,654,143.10 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,166,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 18,243,612.80 (xxii) Note Rate Class A 2.45250% Class B 2.73250% Class C 3.30250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2002-3 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 3,061,275.00 Class B Note Interest Requirement 282,872.92 Net Class C Note Interest Requirement 411,363.84 3,755,511.76 (iii) Collections of Principal Receivables 239,899,638.26 (iv) Collections of Finance Charge Receivables 20,796,728.00 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.44% Fixed Investor Percentage 4.44% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 9,272,296.18 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 19,546,728.00 (xxii) Note Rate Class A 2.57250% Class B 2.85250% Class C 3.43250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2002-4 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,918,475.00 Class B Note Interest Requirement 268,989.58 Net Class C Note Interest Requirement 387,138.84 3,574,603.42 (iii) Collections of Principal Receivables 239,899,638.26 (iv) Collections of Finance Charge Receivables 20,796,728.00 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.44% Fixed Investor Percentage 4.44% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 9,272,296.18 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 19,546,728.00 (xxii) Note Rate Class A 2.45250% Class B 2.71250% Class C 3.24250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2002-5 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,985,316.67 Class B Note Interest Requirement 182,631.94 Net Class C Note Interest Requirement 267,442.56 2,435,391.17 (iii) Collections of Principal Receivables 159,933,092.18 (iv) Collections of Finance Charge Receivables 13,864,485.33 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 2.96% Fixed Investor Percentage 2.96% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,181,530.79 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 13,031,152.00 (xxii) Note Rate Class A 2.50250% Class B 2.76250% Class C 3.35250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2002-6 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,148,941.67 Class B Note Interest Requirement 200,167.92 Net Class C Note Interest Requirement 303,536.81 2,652,646.39 (iii) Collections of Principal Receivables 175,926,401.39 (iv) Collections of Finance Charge Receivables 15,250,933.87 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,100,000,000.00 Adjusted Interest 1,100,000,000.00 Floating Investor Percentage 3.26% Fixed Investor Percentage 3.26% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,799,683.86 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 916,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 14,334,267.20 (xxii) Note Rate Class A 2.46250% Class B 2.75250% Class C 3.45250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2002-7 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,500,887.50 Class B Note Interest Requirement 140,444.79 Net Class C Note Interest Requirement 219,706.89 1,861,039.18 (iii) Collections of Principal Receivables 119,949,819.13 (iv) Collections of Finance Charge Receivables 10,398,364.00 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 750,000,000.00 Adjusted Interest 750,000,000.00 Floating Investor Percentage 2.22% Fixed Investor Percentage 2.22% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,636,148.09 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 625,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 9,773,364.00 (xxii) Note Rate Class A 2.52250% Class B 2.83250% Class C 3.65250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2002-8 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,148,941.67 Class B Note Interest Requirement 201,622.36 Net Class C Note Interest Requirement 308,211.81 2,658,775.84 (iii) Collections of Principal Receivables 175,926,401.39 (iv) Collections of Finance Charge Receivables 15,250,933.87 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,100,000,000.00 Adjusted Interest 1,100,000,000.00 Floating Investor Percentage 3.26% Fixed Investor Percentage 3.26% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,799,683.86 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 916,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 14,334,267.20 (xxii) Note Rate Class A 2.46250% Class B 2.77250% Class C 3.50250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2003-1 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,918,475.00 Class B Note Interest Requirement 274,939.58 Net Class C Note Interest Requirement 420,288.81 3,613,703.39 (iii) Collections of Principal Receivables 239,899,638.26 (iv) Collections of Finance Charge Receivables 20,796,728.00 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.44% Fixed Investor Percentage 4.44% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 9,272,296.18 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 19,546,728.00 (xxii) Note Rate Class A 2.45250% Class B 2.77250% Class C 3.50250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2003-2 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,670,955.00 Class B Note Interest Requirement 243,840.92 Net Class C Note Interest Requirement 398,238.03 3,313,033.95 (iii) Collections of Principal Receivables 214,310,343.52 (iv) Collections of Finance Charge Receivables 18,578,410.35 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,340,000,000.00 Adjusted Interest 1,340,000,000.00 Floating Investor Percentage 3.97% Fixed Investor Percentage 3.97% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 8,283,251.25 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,116,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 17,461,743.68 (xxii) Note Rate Class A 2.51250% Class B 2.75250% Class C 3.70250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2003-3 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,840,381.25 Class B Note Interest Requirement 259,308.44 Net Class C Note Interest Requirement 396,851.86 3,496,541.55 (iii) Collections of Principal Receivables 227,904,656.35 (iv) Collections of Finance Charge Receivables 19,756,891.60 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,425,000,000.00 Adjusted Interest 1,425,000,000.00 Floating Investor Percentage 4.22% Fixed Investor Percentage 4.22% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 8,808,681.37 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,187,500.00 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 18,569,391.60 (xxii) Note Rate Class A 2.51250% Class B 2.75250% Class C 3.48250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2003-4 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,519,877.92 Class B Note Interest Requirement 146,308.02 Net Class C Note Interest Requirement 212,383.34 1,878,569.28 (iii) Collections of Principal Receivables 115,951,491.83 (iv) Collections of Finance Charge Receivables 10,051,751.87 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 725,000,000.00 Adjusted Interest 725,000,000.00 Floating Investor Percentage 2.15% Fixed Investor Percentage 2.15% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,481,609.82 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 604,166.67 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 9,447,585.20 (xxii) Note Rate Class A 2.64250% Class B 3.05250% Class C 3.65250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2003-5 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,001,183.33 Class B Note Interest Requirement 180,648.61 Net Class C Note Interest Requirement 264,892.56 2,446,724.50 (iii) Collections of Principal Receivables 159,933,092.18 (iv) Collections of Finance Charge Receivables 13,864,485.33 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 2.96% Fixed Investor Percentage 2.96% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,181,530.79 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 13,031,152.00 (xxii) Note Rate Class A 2.52250% Class B 2.73250% Class C 3.32250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2003-6 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 3,986,500.00 Class B Note Interest Requirement 363,941.67 Net Class C Note Interest Requirement 509,385.07 4,859,826.74 (iii) Collections of Principal Receivables 319,866,184.35 (iv) Collections of Finance Charge Receivables 27,728,970.67 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 2,000,000,000.00 Adjusted Interest 2,000,000,000.00 Floating Investor Percentage 5.92% Fixed Investor Percentage 5.92% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 12,363,061.57 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,666,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 26,062,304.00 (xxii) Note Rate Class A 2.51250% Class B 2.75250% Class C 3.20250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2004-1 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,894,675.00 Class B Note Interest Requirement 258,081.25 Net Class C Note Interest Requirement 339,963.84 3,492,720.09 (iii) Collections of Principal Receivables 239,899,638.26 (iv) Collections of Finance Charge Receivables 20,796,728.00 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.44% Fixed Investor Percentage 4.44% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 9,272,296.18 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 19,546,728.00 (xxii) Note Rate Class A 2.43250% Class B 2.60250% Class C 2.87250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 2004-2 Distribution Date: 1/18/2005 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 3,391,004.17 Class B Note Interest Requirement 303,408.68 Net Class C Note Interest Requirement 408,524.46 4,102,937.30 (iii) Collections of Principal Receivables 279,882,911.31 (iv) Collections of Finance Charge Receivables 24,262,849.33 (v) Aggregate Amount of Principal Receivables 33,793,514,471.42 Investor Interest 1,750,000,000.00 Adjusted Interest 1,750,000,000.00 Floating Investor Percentage 5.18% Fixed Investor Percentage 5.18% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.51% 30 to 59 days 1.34% 60 to 89 days 1.05% 90 or more days 2.10% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 10,817,678.88 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,458,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) 8.95% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 22,804,516.00 (xxii) Note Rate Class A 2.44250% Class B 2.62250% Class C 2.95250% - ------------------------------------------------------------------------------------------------------------------------------------ By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President