Page 1 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders January 18 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 280,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 300,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 322,380,000.00 207,244,098.49 13,871,090.94 656,272.98 14,527,363.92 0.00 0.00 193,373,007.55 B 32,503,047.00 9,799,622.74 655,900.26 30,623.82 686,524.08 0.00 0.00 9,143,722.48 TOTALS 1,299,883,047.00 217,043,721.23 14,526,991.20 686,896.80 15,213,888.00 0.00 0.00 202,516,730.03 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581BV4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 2.180000 % A2 161581BW2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.440000 % A3 161581BX0 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.090000 % A4 161581BY8 642.85656210 43.02714480 2.03571245 45.06285725 599.82941730 A4 3.800000 % B 161581BZ5 301.49858689 20.17965454 0.94218305 21.12183759 281.31893235 B 3.750000 % TOTALS 166.97173006 11.17561402 0.52842969 11.70404371 155.79611604 IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank, N.A. - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-B January 18 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 38 Due Period Beginning Date 12/01/04 Due Period End Date 12/31/04 Determination Date 01/10/05 Section 5.8(iii) Servicing Fee 180,869.77 Section 5.8(iii) Servicing Fee per $1000 0.13914311 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00076930 Section 5.8(vi) Pool Balance at the end of the Collection Period 202,516,735.90 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 11,240.92 TOTAL 11,240.92 Section 5.8(viii) Realized Net Losses for Collection Period 65,191.08 Section 5.8(ix) Reserve Account Balance after Disbursement 9,749,122.90 Section 5.8(x) Specified Reserve Account Balance 9,749,122.90 Section 5.8(xi) Total Distribution Amount 15,878,318.25 Servicing Fee 180,869.77 Administration Fee 1,000.00 Noteholders Distribution Amount 14,527,363.92 Certficateholders Distribution Amount 686,524.08 Deposit to Reserve Account 482,560.48 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.