Page 1
Chase Manhattan Auto Owner Trust 2002-A

                         Statement to Certificateholders
                                 January 18 2005



                     DISTRIBUTION IN DOLLARS
         ORIGINAL           PRIOR                                                                                   CURRENT
         FACE               PRINCIPAL                                                       REALIZED   DEFERRED     PRINCIPAL
CLASS    VALUE              BALANCE         PRINCIPAL       INTEREST        TOTAL           LOSSES     INTEREST     BALANCE
                                                                                            
A1         445,000,000.00             0.00            0.00           0.00            0.00   0.00       0.00                   0.00
A2         460,000,000.00             0.00            0.00           0.00            0.00   0.00       0.00                   0.00
A3         570,000,000.00             0.00            0.00           0.00            0.00   0.00       0.00                   0.00
A4         498,400,000.00   421,432,478.04   27,645,539.61   1,489,061.42   29,134,601.03   0.00       0.00         393,786,938.43
R           50,600,000.00    19,904,851.73    1,309,307.66      69,169.36    1,378,477.02   0.00       0.00          18,595,544.07
TOTALS   2,024,000,000.00   441,337,329.77   28,954,847.27   1,558,230.78   30,513,078.05   0.00       0.00         412,382,482.50


             FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                            PASS-THROUGH RATES
                     PRIOR                                                       CURRENT                        CURRENT
                     PRINCIPAL                                                   PRINCIPAL         CLASS        PASS THRU
CLASS    CUSIP       FACTOR          PRINCIPAL       INTEREST      TOTAL         FACTOR                         RATE
                                                                                        
A1       161581CA9     0.00000000     0.00000000     0.00000000     0.00000000     0.00000000         A1        1.942500 %
A2       161581CB7     0.00000000     0.00000000     0.00000000     0.00000000     0.00000000         A2        2.630000 %
A3       161581CC5     0.00000000     0.00000000     0.00000000     0.00000000     0.00000000         A3        3.490000 %
A4       161581CD3   845.57078258    55.46857867     2.98768343    58.45626210   790.10220391         A4        4.240000 %
R        161581CE1   393.37651640    25.87564545     1.36698340    27.24262885   367.50087095          R        4.170000 %
TOTALS               218.05204040    14.30575458     0.76987687    15.07563145   203.74628582


IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:

Kelly M Crosson
JPMorgan Chase Bank, N.A. - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2002-A

                                 January 18 2005
                         STATEMENT TO CERTIFICATEHOLDERS



                                                                                  
                                                    Due Period                                      34
                                                    Due Period Beginning Date                 12/01/04
                                                    Due Period End Date                       12/31/04
                                                    Determination Date                        01/10/05

Section 5.8(iii)      Servicing Fee                                                         367,781.11
Section 5.8(iii)      Servicing Fee per $1000                                               0.18171003

Section 5.8(iv)       Administration Fee                                                      1,000.00
Section 5.8(iv)       Administration Fee per $1000                                          0.00049407

Section 5.8(vi)       Pool Balance at the end of the Collection Period                  412,382,482.57

Section 5.8(vii)      Repurchase Amounts for Repurchased Receivable
                      By Seller                                                                   0.00
                      By Servicer                                                            12,600.73
                      TOTAL                                                                  12,600.73

Section 5.8(viii)     Realized Net Losses for Collection Period                             255,004.25

Section 5.8(ix)       Reserve Account Balance after Disbursement                         15,180,000.00

Section 5.8(x)        Specified Reserve Account Balance                                  15,180,000.00

Section 5.8(xi)       Total Distribution Amount                                          31,358,797.89
                      Servicing Fee                                                         367,781.11
                      Administration Fee                                                      1,000.00
                      Noteholders Distribution Amount                                    29,134,601.03
                      Certficateholders Distribution Amount                               1,378,477.02
                      Deposit to Reserve Account                                            476,938.73


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.