UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): February 15, 2005

                    CHASE MANHATTAN MARINE OWNER TRUST 1997-A
                             (Issuer of securities)

                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
                 ----------------------------------------------
             (Exact name of registrant as specified in its charter)


United States                       333-32737          22-2382028
- -------------------------------     ----------------   -------------------------
(State or other jurisdiction        (Commission        (IRS Employer
of incorporation)                   File Number)       Identification No.)


White Clay Center, Building 200, Newark, DE            19711
- -------------------------------------------            ---------
(Address of principal executive offices)               (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5000


              JPMORGAN CHASE BANK (f/k/a The Chase Manhattan Bank)
              ----------------------------------------------------
             (Exact name of registrant as specified in its charter)


New York                            333-32737          13-4994650
- -------------------------------     ----------------   -------------------------
(State or other jurisdiction        (Commission        (IRS Employer
of incorporation)                   File Number)       Identification No.)


270 Park Avenue, New York, New York                    10017
- -------------------------------------------            ---------
(Address of principal executive offices)               (Zip Code)

Registrant's telephone number, including area code: (212) 270-6000


- --------------------------------------------------------------
(Former name or former address, if changed since last report.)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_|   Written  communications  pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

|_|   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

|_|   Pre-commencement  communications  pursuant  to  Rule  14d-2(b)  under  the
      Exchange Act (17 CFR 240.14d-2(b))

|_|   Pre-commencement  communications  pursuant  to  Rule  13e-4(c)  under  the
      Exchange Act (17 CFR 240.13e-4(c))


SECTION 8 - OTHER EVENTS

Item 8.01 Other Events.

Chase  Manhattan  Marine  Owner Trust 1997-A is the issuer of 8 classes of Asset
Backed Notes.  The notes are serviced in accordance  with the Sale and Servicing
Agreement,  dated as of October 1, 1997, as amended. The parties to the Sale and
Servicing  Agreement are: Chase Manhattan Bank USA, National  Association,  as a
seller, JPMorgan Chase Bank (f/k/a The Chase Manhattan Bank), as seller, and The
CIT Group/Sales Financing, Inc., as servicer.

On or about  February 15,  2005,  CIT, as servicer,  made the  distributions  to
holders of Chase  Manhattan  Marine Owner Trust 1997-A notes as  contemplated by
the Sale and Servicing Agreement.

Copies of the  monthly  reports  for each  class of notes  with  respect to such
distributions  delivered pursuant to the Sale and Servicing  Agreement are being
filed as exhibits to this Current Report on Form 8-K.

SECTION 9 - FINANCIAL STATEMENTS AND EXHIBITS

Item 9.01 Financial Statements and Exhibits.

(c) Exhibits.

Exhibit No.       Description
- -----------       -----------

   99.1           Monthly   Reports  with  respect  to  the  February  15,  2005
                  distribution.


                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                        THE CIT GROUP/SALES FINANCING, INC.,
                                        as Servicer


                                        By: /s/  William G. Delaney
                                            -------------------------------
                                        Name: William G. Delaney
                                        Title: Vice President
                                        Date: February 15, 2005


                                INDEX TO EXHIBITS

Exhibit No.       Description
- -----------       -----------

   99.1           Monthly Reports with respect to the distribution to holders of
                  notes on February 15, 2005.